Moving to Finland from Australia

moving to

What to Expect

A comprehensive look at what changes when you move from Australia to Finland — from daily expenses to quality of life.

If you moved from Australia to Finland, you would find that Finland is 21.7% cheaper than Australia overall. A A$110,000 salary in Australia would need to be roughly €53,300 in Finland to maintain the same lifestyle, and you’d need to navigate life in Finnish and Swedish. You’ll also switch from driving on the left to the right. Expect a noticeable climate shift — Helsinki averages 48°F vs 72°F in Sydney, making it significantly cooler.

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Is Finland cheaper than Australia?

The biggest cost differences at a glance

Restaurants

pay 2.0% less

Groceries

pay 21.7% less

Transportation

pay 22.5% more

Housing

pay 37.9% less

Childcare

pay 64.3% less

Entertainment and Sports

pay 6.6% less

See full cost of living breakdown
Exchange rate: 1 AUD = 0.6187 EUR (October 2026)

Data: MyLifeElsewhere's crowdsourced cost of living database, with prices submitted and updated by users worldwide. Exchange rates are refreshed regularly from public sources.

What salary do you need in Finland?

What does your salary buy?

A$110,000 → €53,300

To maintain the same standard of living in Finland

Calculate with your salary →

Cost of living by city

Cost of living varies a lot by city. Each figure is a city's overall cost of living as a percentage of New York City (the priciest, = 100%).

On average, cities in Finland cost about 12% less than cities in Australia.

Australia

Sydney 69%
Perth 64%
Melbourne 62%
Adelaide 60%

Finland

Lahti 55%
Jyvaskyla 51%
Joensuu 51%

Compare cities head-to-head

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Who Else Is Making This Move?

Real numbers on people moving from Australia to Finland, and how the trend has changed.

Moved in 2023
92 ↑ 6% vs 2022

people moved from Australia to Finland · OECD (latest data available)

Who's moving to Finland?

Top countries of origin for Finland's foreign-born residents.

Foreign-born population · UN DESA (2020)

Key Indicator Comparison

How Australia and Finland stack up on safety, healthcare, jobs, and infrastructure.

Is it safe?

Homicide rate World Bank, 2023

per 100,000 people per year

AU
0.8
FI
1.0
Road traffic deaths United Nations SDG Indicators, 2021

per 100,000 people per year

AU
4.5
FI
4.2

Australia generally does better on safety, though Finland leads in road traffic deaths.

How's the healthcare?

Healthcare spending per person World Bank, 2023

annual government + private spending per person

AU
$7,691
FI
$6,433
Doctors per 10,000 people World Bank, 2022

affects wait times and access to care

AU
40.9
FI
36.1

Australia generally does better on health & wellbeing, though Finland leads in healthcare spending per person.

What about the environment?

Air pollution deaths United Nations SDG Indicators, 2019

deaths attributable to air pollution per 100k people

AU
10.0
FI
7.0
CO₂ emissions per capita World Bank, 2024

tonnes of CO₂ emitted per person per year

AU
14.1t
FI
5.5t

Finland performs significantly better than Australia across all environment metrics.

Will I have good infrastructure?

Broadband per 100 people World Bank, 2024

fixed broadband subscriptions — key for remote work

AU
36.5
FI
36.5
Water stress level World Bank, 2022

higher means greater strain on freshwater supply

AU
4.7%
FI
7.1%

Australia generally does better on infrastructure, though Finland leads in electricity per capita.

What are the job prospects?

Unemployment rate World Bank, 2025

percentage of the labour force without work

AU
4.1%
FI
9.5%
GDP per capita World Bank, 2025

a broad measure of economic output per person

AU
$65,130
FI
$56,149

Australia generally does better on employment & economy, though Finland leads in poverty rate.

Is it good for families?

Life expectancy World Bank, 2024

average years of life at birth

AU
83.0 yrs
FI
82.3 yrs
Infant mortality World Bank, 2024

deaths per 1,000 live births — lower is better

AU
3.1
FI
1.9

Finland generally does better on family life, though Australia leads in life expectancy.

Sources: World Bank (2021–2025), United Nations SDG Indicators (2019–2021), World Health Organization (2024), Australian Taxation Office (2016), Finnish Tax Administration (2016), The World Factbook (2020). How we calculate this

Weather in Finland vs Australia

Monthly averages — select a city to compare.

Sydney Rain: 48.1 in/yr (1223 mm)
72° / 58°F

Avg. annual high / low

Helsinki Rain: 25.6 in/yr (650 mm)
48° / 34°F

Avg. annual high / low

Months Sydney Helsinki
Jan–Mar 79°/66°F (26°/19°C) 29°/18°F (-1°/-8°C)
Apr–Jun 69°/54°F (21°/12°C) 58°/40°F (14°/4°C)
Jul–Sep 66°/50°F (19°/10°C) 65°/49°F (19°/10°C)
Oct–Dec 75°/61°F (24°/16°C) 38°/28°F (3°/-2°C)
View all months
Month Sydney Helsinki
Jan 80°/67°F (26.5°/19.6°C) 27°/17°F (-2.6°/-8.5°C)
Feb 80°/67°F (26.5°/19.7°C) 27°/15°F (-2.9°/-9.3°C)
Mar 78°/65°F (25.4°/18.1°C) 34°/22°F (1.1°/-5.6°C)
Apr 74°/60°F (23.3°/15.3°C) 46°/31°F (7.5°/-0.7°C)
May 69°/54°F (20.6°/12.5°C) 60°/40°F (15.5°/4.4°C)
Jun 64°/49°F (18.0°/9.7°C) 68°/49°F (19.8°/9.3°C)
Jul 63°/48°F (17.4°/8.7°C) 71°/53°F (21.8°/11.8°C)
Aug 66°/49°F (18.9°/9.7°C) 68°/51°F (19.9°/10.7°C)
Sep 70°/54°F (21.2°/12.0°C) 57°/43°F (14.0°/6.1°C)
Oct 73°/58°F (22.8°/14.4°C) 47°/36°F (8.1°/2.2°C)
Nov 75°/61°F (23.8°/16.3°C) 36°/28°F (2.5°/-2.4°C)
Dec 78°/65°F (25.5°/18.3°C) 31°/20°F (-0.8°/-6.6°C)

Data: Bureau of Meteorology Bureau of Meteorology, Finnish Meteorological Institute Finnish Meteorological Institute

Can you move from Australia to Finland?

Short-stay tourist visa rules between Australia and Finland. To live, work, or study long-term in Finland, you'll need a separate residence or work visa — check Finland's immigration authority.

Australia passport

Australia passport holder visiting Finland

Visa Free
Australia passport holders can enter Finland without a visa.
Finland passport

Finland passport holder visiting Australia

Electronic Travel Authorisation
Finland passport holders need an electronic travel authorisation (ETA) to enter Australia.

Data: Henley Passport Index. Check with the destination country's embassy for the most current requirements.

Frequently Asked Questions

Is it cheaper to live in Finland than Australia?

Generally yes: Finland runs about 22% cheaper than Australia on average, though it depends heavily on the city.

How much money do I need to move to Finland?

A safe rule of thumb is 3 months of local expenses plus relocation costs. On a A$110,000 comparable salary, that's around €13,325 in Finland for everyday spending, before flights, shipping, a rental deposit, and visa fees.

Can I work remotely from Finland?

With 36.5 fixed broadband subscriptions per 100 people, Finland can support video calls in major cities. The hard part is paperwork — visa category, employer policy on overseas staff, and tax residency in Australia and Finland.

Is Finland safe for expats?

Australia generally does better on safety, though Finland leads in road traffic deaths. The homicide rate in Finland is 1.0 per 100,000 people, compared to 0.8 in Australia.

How is healthcare in Finland compared to Australia?

Australia generally does better on health & wellbeing, though Finland leads in healthcare spending per person. There are 36.1 doctors per 10,000 people in Finland, compared to 40.9 in Australia. Finland scores 86 on the WHO universal health coverage index (Australia: 87).

What's the weather like in Finland compared to Australia?

The average high temperature in Helsinki is 48°F, compared to 72°F in Sydney. Helsinki receives around 25.6 in of rainfall per year, while Sydney gets 48.1 in.

What language do they speak in Finland?

The official languages in Finland are Finnish and Swedish. In Australia, the official language is English.

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At a Glance

AU FI
Population 27,614,411 5,646,436
Currency Australian Dollar (A$) Euro (€)
Languages English Finnish, Swedish
Driving side Left Right
Calling code +61 +358
Time zones 8 1
Emergency number 000 112