Moving to Kentucky from Arkansas

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What to Expect

A comprehensive look at what changes when you move from Arkansas to Kentucky — from daily expenses to quality of life.

If you moved from Arkansas to Kentucky, you would find that Kentucky is 3.2% more expensive than Arkansas. A $75,000 salary in Arkansas would need to be roughly $77,400 in Kentucky to maintain the same lifestyle. Little Rock and Louisville are about 440 mi apart.

Is Kentucky cheaper than Arkansas?

The biggest cost differences at a glance

Restaurants

pay 17.4% less

Groceries

pay 12.2% more

Transportation

pay 11.3% more

Housing

pay 1.4% less

Childcare

pay 40.3% more

Entertainment and Sports

pay 2.6% less

See full cost of living breakdown

Data: MyLifeElsewhere's crowdsourced cost of living database, with prices submitted and updated by users worldwide. Exchange rates are refreshed regularly from public sources.

What salary do you need in Kentucky?

What does your salary buy?

$75,000 → $77,400

To maintain the same standard of living in Kentucky

Calculate with your salary →

Key Indicator Comparison

How Arkansas and Kentucky stack up on safety, healthcare, jobs, and infrastructure.

Is it safe?

Violent crime rate FBI Uniform Crime Reporting, 2023

incidents per 100,000 people per year

AR
610
KY
220
Property crime rate FBI Uniform Crime Reporting, 2023

incidents per 100,000 people per year

AR
2195
KY
1525

Kentucky performs significantly better than Arkansas across all safety metrics.

How's the healthcare?

Uninsured rate US Census Bureau (American Community Survey), 2023

share of people without health insurance

AR
8.6%
KY
5.7%
Adult obesity rate Centers for Disease Control and Prevention (PLACES), 2022

share of adults with obesity

AR
38.3%
KY
38.2%

Kentucky performs significantly better than Arkansas across all health & wellbeing metrics.

What about housing?

Median home value US Census Bureau (American Community Survey), 2023

typical price of a home

AR
$175,300
KY
$192,300
Median rent US Census Bureau (American Community Survey), 2023

typical monthly gross rent

AR
$914
KY
$933

Arkansas generally does better on what about housing?, though Kentucky leads in homeownership rate.

Will I have good infrastructure?

Internet access US Census Bureau (American Community Survey), 2023

share of households with internet

AR
84.9%
KY
87.4%
Average commute US Census Bureau (American Community Survey), 2023

minutes each way to work

AR
22 min
KY
24 min

Arkansas generally does better on infrastructure, though Kentucky leads in internet access.

What are the job prospects?

Unemployment rate Bureau of Labor Statistics, 2025

percentage of the labour force without work

AR
4.2%
KY
3.5%
GDP per capita Bureau of Economic Analysis, 2024

a broad measure of economic output per person

AR
$47,319
KY
$50,135

Kentucky generally does better on employment & economy, though Arkansas leads in poverty rate.

Is it good for families?

Life expectancy OECD Regional Demography, 2020

average years of life at birth

AR
73.8 yrs
KY
73.5 yrs
Bachelor's degree or higher US Census Bureau (American Community Survey), 2023

share of adults with a 4-year college degree

AR
16%
KY
18%

Arkansas generally does better on family life, though Kentucky leads in bachelor's degree or higher.

Weather in Kentucky vs Arkansas

Monthly averages — select a city to compare.

Little Rock Rain: 50.0 in/yr (1271 mm)
72° / 53°F

Avg. annual high / low

Louisville Rain: 44.9 in/yr (1141 mm)
68° / 49°F

Avg. annual high / low

Months Little Rock Louisville
Jan–Mar 56°/38°F (13°/3°C) 50°/32°F (10°/0°C)
Apr–Jun 80°/61°F (27°/16°C) 77°/57°F (25°/14°C)
Jul–Sep 89°/70°F (32°/21°C) 86°/66°F (30°/19°C)
Oct–Dec 62°/44°F (17°/7°C) 58°/40°F (14°/4°C)
View all months
Month Little Rock Louisville
Jan 49°/33°F (9.7°/0.4°C) 43°/27°F (6.1°/-2.9°C)
Feb 54°/36°F (12.4°/2.4°C) 48°/30°F (8.8°/-1.2°C)
Mar 64°/44°F (17.6°/6.8°C) 58°/38°F (14.4°/3.2°C)
Apr 73°/53°F (22.7°/11.6°C) 69°/47°F (20.4°/8.5°C)
May 80°/62°F (26.8°/16.4°C) 77°/57°F (25.1°/13.9°C)
Jun 88°/69°F (31.2°/20.7°C) 85°/66°F (29.6°/18.9°C)
Jul 92°/73°F (33.4°/22.7°C) 89°/70°F (31.5°/21.1°C)
Aug 92°/72°F (33.3°/22.2°C) 88°/69°F (31.3°/20.3°C)
Sep 84°/65°F (29.1°/18.1°C) 82°/60°F (27.5°/15.8°C)
Oct 73°/54°F (23.0°/12.3°C) 70°/49°F (21.2°/9.4°C)
Nov 62°/44°F (16.5°/6.6°C) 58°/40°F (14.4°/4.2°C)
Dec 51°/35°F (10.7°/1.7°C) 46°/30°F (7.7°/-1.1°C)

Data: National Weather Service National Weather Service

Frequently Asked Questions

Is it cheaper to live in Kentucky than Arkansas?

Day-to-day costs in Kentucky run about 3% higher than Arkansas on average; specific cities can swing further.

How much money do I need to move to Kentucky?

A safe rule of thumb is 3 months of local expenses plus relocation costs. On a $75,000 comparable salary, that's around $19,350 in Kentucky for everyday spending, before movers, a truck rental, and a rental deposit.

Is Kentucky safe?

Kentucky performs significantly better than Arkansas across all safety metrics.

How is healthcare in Kentucky compared to Arkansas?

Kentucky performs significantly better than Arkansas across all health & wellbeing metrics.

What's the weather like in Kentucky compared to Arkansas?

The average high temperature in Louisville is 68°F, compared to 72°F in Little Rock. Louisville receives around 44.9 in of rainfall per year, while Little Rock gets 50.0 in.

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