Moving to Montenegro from Arizona

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What to Expect

Everything you need to know before relocating from Arizona to Montenegro — costs, safety, healthcare, and practical first steps.

If you moved from Arizona to Montenegro, you would find that Montenegro is 27.4% cheaper than Arizona. A $75,000 salary in Arizona would need to be roughly €48,959 in Montenegro to maintain the same lifestyle, and you’d need to navigate life in Montenegrin. Expect a noticeable climate shift — Podgorica averages 69°F vs 87°F in Phoenix, making it significantly cooler.

How Far Will Your Money Go?

What to expect for your wallet after moving from Arizona to Montenegro.

What does your salary buy?

$75,000 €48,959

To maintain the same standard of living in Montenegro

Calculate with your salary →

Where you'll feel the difference day-to-day

Restaurants

pay 24.4% less

Groceries

pay 32.7% less

Transportation

pay 3.5% more

Housing

pay 56.0% less

Childcare

pay 59.0% less

Entertainment and Sports

pay 40.6% less

See full cost of living breakdown
Exchange rate: 1 USD = 0.8717 EUR (June 2026)

Data: MyLifeElsewhere's crowdsourced cost of living database, with prices submitted and updated by users worldwide. Exchange rates are refreshed regularly from public sources.

Cost of living by city

Cost of living varies a lot by city. Each figure is a city's overall cost of living as a percentage of New York City (the priciest, = 100%).

On average, cities in Montenegro cost about 36% less than cities in Arizona.

Arizona

Tempe 68%
Mesa 66%

Montenegro

Tivat 45%
Bar 42%

Compare cities head-to-head

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Who Else Is Making This Move?

How many people actually move from Arizona to Montenegro, based on official data.

Living there in 2020
317

people born in United States live in Montenegro · UN DESA

Who's moving to Montenegro?

Top countries of origin for Montenegro's foreign-born residents.

Foreign-born population · UN DESA (2020)

Key Indicator Comparison

Key indicators for anyone considering a move from Arizona to Montenegro.

How's the healthcare?

Adult obesity rate Centers for Disease Control and Prevention (PLACES), 2022

share of adults with obesity

AZ
33.6%
ME
23.3%

Montenegro performs significantly better than Arizona across all health & wellbeing metrics.

Will I have good infrastructure?

Internet access US Census Bureau (American Community Survey), 2023

share of households with internet

AZ
90.5%
ME
82.0%

Arizona performs better than Montenegro across all infrastructure metrics.

What are the job prospects?

Unemployment rate Bureau of Labor Statistics, 2025

percentage of the labour force without work

AZ
4.0%
ME
15.2%
GDP per capita Bureau of Economic Analysis, 2024

a broad measure of economic output per person

AZ
$58,628
ME
$27,800

Arizona performs better than Montenegro across all employment & economy metrics.

Is it good for families?

Life expectancy OECD Regional Demography, 2022

average years of life at birth

AZ
76.3 yrs
ME
77.8 yrs

Montenegro performs significantly better than Arizona across all family life metrics.

Data: Bureau of Economic Analysis, Bureau of Labor Statistics, Centers for Disease Control and Prevention (PLACES), OECD Regional Demography, US Census Bureau (American Community Survey)

What's the Climate Like?

Monthly averages — select a city to compare.

Phoenix Rain: 8.2 in/yr (208 mm)
87° / 63°F

Avg. annual high / low

Podgorica Rain: 65.4 in/yr (1661 mm)
69° / 51°F

Avg. annual high / low

Months Phoenix Podgorica
Jan–Mar 73°/49°F (23°/10°C) 53°/38°F (12°/3°C)
Apr–Jun 95°/69°F (35°/20°C) 75°/56°F (24°/13°C)
Jul–Sep 103°/80°F (40°/27°C) 86°/66°F (30°/19°C)
Oct–Dec 77°/54°F (25°/12°C) 61°/45°F (16°/7°C)
View all months
Month Phoenix Podgorica
Jan 69°/46°F (20.3°/7.6°C) 49°/35°F (9.5°/1.4°C)
Feb 72°/49°F (22.1°/9.3°C) 52°/38°F (11.3°/3.1°C)
Mar 78°/53°F (25.7°/11.9°C) 59°/42°F (15.1°/5.8°C)
Apr 86°/60°F (29.9°/15.7°C) 66°/48°F (19.1°/9.1°C)
May 95°/69°F (34.8°/20.6°C) 76°/56°F (24.3°/13.5°C)
Jun 104°/77°F (39.9°/25.1°C) 83°/63°F (28.2°/17.3°C)
Jul 106°/83°F (41.0°/28.1°C) 89°/69°F (31.8°/20.3°C)
Aug 104°/82°F (40.1°/27.8°C) 89°/68°F (31.7°/20.2°C)
Sep 100°/75°F (37.8°/24.1°C) 81°/62°F (27.3°/16.5°C)
Oct 89°/64°F (31.8°/18.0°C) 71°/53°F (21.7°/11.6°C)
Nov 76°/52°F (24.7°/11.1°C) 60°/44°F (15.4°/6.8°C)
Dec 67°/45°F (19.6°/7.1°C) 52°/37°F (11.1°/2.9°C)

Data: National Weather Service National Weather Service, Institute of Hydrometeorology and Seismology Institute of Hydrometeorology and Seismology

Visitor Visa Requirements

Short-stay tourist visa rules between United States and Montenegro. To live, work, or study long-term in Montenegro, you'll need a separate residence or work visa — check Montenegro's immigration authority.

United States passport

United States passport holder visiting Montenegro

Visa Free
United States passport holders can enter Montenegro without a visa.
Montenegro passport

Montenegro passport holder visiting United States

Visa Required
Montenegro passport holders need a visa to enter United States.

Data: Henley Passport Index. Check with the destination country's embassy for the most current requirements.

Frequently Asked Questions

Is it cheaper to live in Montenegro than Arizona?

Yes — Montenegro is on average about 25% cheaper than Arizona. City-level variation can be significant.

How much money do I need to move to Montenegro?

Plan for at least 3 months of living expenses — roughly €12,240 in Montenegro on a $75,000 comparable salary — plus one-off moving costs (flights, shipping, a rental deposit, and visa fees).

Can I work remotely from Montenegro?

Usually fine from major cities in Montenegro. The harder questions are legal — digital nomad visa eligibility, your employer's overseas-work policy, and tax residency in both countries.

How is healthcare in Montenegro compared to Arizona?

Montenegro performs significantly better than Arizona across all health & wellbeing metrics.

What's the weather like in Montenegro compared to Arizona?

The average high temperature in Podgorica is 69°F, compared to 87°F in Phoenix. Podgorica receives around 65.4 in of rainfall per year, while Phoenix gets 8.2 in.

What language do they speak in Montenegro?

The official language in Montenegro is Montenegrin. In Arizona, the official language is English.

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At a Glance

ME
Population 6,392,017 604,966
Currency United States Dollar ($) Euro (€)
Languages English Montenegrin
Driving side Right Right
Calling code +1 +382
Time zones 11 1
Emergency number 911 112