Moving to Maryland from Arizona

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What to Expect

A comprehensive look at what changes when you move from Arizona to Maryland — from daily expenses to quality of life.

If you moved from Arizona to Maryland, you would find that Maryland is 19.3% more expensive than Arizona. A $75,000 salary in Arizona would need to be roughly $82,759 in Maryland to maintain the same lifestyle. Expect a noticeable climate shift — Annapolis averages 68°F vs 87°F in Phoenix, making it significantly cooler.

How Far Will Your Money Go?

How your spending power changes when you relocate from Arizona to Maryland.

What does your salary buy?

$75,000 $82,759

To maintain the same standard of living in Maryland

Calculate with your salary →

The biggest cost differences at a glance

Restaurants

pay 6.7% less

Groceries

pay 30.3% more

Transportation

pay 15.7% more

Housing

pay 10.1% less

Childcare

pay 89.2% more

Entertainment and Sports

pay 10.3% more

See full cost of living breakdown

Data: MyLifeElsewhere's crowdsourced cost of living database, with prices submitted and updated by users worldwide. Exchange rates are refreshed regularly from public sources.

Cost of living by city

Cost of living varies a lot by city. Each figure is a city's overall cost of living as a percentage of New York City (the priciest, = 100%).

On average, cities in Maryland cost about 8% more than cities in Arizona.

Arizona

Tempe 68%
Mesa 66%

Maryland

Bethesda 71%

Compare cities head-to-head

Key Indicator Comparison

How Arizona and Maryland stack up on safety, healthcare, jobs, and infrastructure.

Is it safe?

Violent crime rate FBI Uniform Crime Reporting, 2023

incidents per 100,000 people per year

AZ
398
MD
420
Property crime rate FBI Uniform Crime Reporting, 2023

incidents per 100,000 people per year

AZ
1752
MD
2043

Arizona performs better than Maryland across all safety metrics.

How's the healthcare?

Uninsured rate US Census Bureau (American Community Survey), 2023

share of people without health insurance

AZ
10.0%
MD
6.0%
Adult obesity rate Centers for Disease Control and Prevention (PLACES), 2022

share of adults with obesity

AZ
33.6%
MD
33.4%

Maryland generally does better on health & wellbeing, though Arizona leads in diabetes rate.

What about housing?

Median home value US Census Bureau (American Community Survey), 2023

typical price of a home

AZ
$358,900
MD
$397,700
Median rent US Census Bureau (American Community Survey), 2023

typical monthly gross rent

AZ
$1,431
MD
$1,662

Arizona generally does better on what about housing?, though Maryland leads in homeownership rate.

Will I have good infrastructure?

Internet access US Census Bureau (American Community Survey), 2023

share of households with internet

AZ
90.5%
MD
91.6%
Average commute US Census Bureau (American Community Survey), 2023

minutes each way to work

AZ
26 min
MD
32 min

Arizona generally does better on infrastructure, though Maryland leads in internet access.

What are the job prospects?

Unemployment rate Bureau of Labor Statistics, 2025

percentage of the labour force without work

AZ
4.0%
MD
3.7%
GDP per capita Bureau of Economic Analysis, 2024

a broad measure of economic output per person

AZ
$58,628
MD
$69,127

Maryland performs significantly better than Arizona across all employment & economy metrics.

Is it good for families?

Life expectancy OECD Regional Demography, 2020

average years of life at birth

AZ
76.3 yrs
MD
76.8 yrs
Bachelor's degree or higher US Census Bureau (American Community Survey), 2023

share of adults with a 4-year college degree

AZ
21%
MD
29%

Maryland performs significantly better than Arizona across all family life metrics.

Data: Bureau of Economic Analysis, Bureau of Labor Statistics, Centers for Disease Control and Prevention (PLACES), FBI Uniform Crime Reporting, OECD Regional Demography, US Census Bureau (American Community Survey)

What's the Climate Like?

Monthly averages — select a city to compare.

Phoenix Rain: 8.2 in/yr (208 mm)
87° / 63°F

Avg. annual high / low

Annapolis Rain: 47.3 in/yr (1201 mm)
68° / 50°F

Avg. annual high / low

Months Phoenix Annapolis
Jan–Mar 73°/49°F (23°/10°C) 50°/33°F (10°/0°C)
Apr–Jun 95°/69°F (35°/20°C) 77°/57°F (25°/14°C)
Jul–Sep 103°/80°F (40°/27°C) 86°/69°F (30°/20°C)
Oct–Dec 77°/54°F (25°/12°C) 59°/42°F (15°/6°C)
View all months
Month Phoenix Annapolis
Jan 69°/46°F (20.3°/7.6°C) 44°/29°F (6.9°/-1.6°C)
Feb 72°/49°F (22.1°/9.3°C) 48°/31°F (9.0°/-0.5°C)
Mar 78°/53°F (25.7°/11.9°C) 57°/38°F (13.7°/3.5°C)
Apr 86°/60°F (29.9°/15.7°C) 68°/47°F (20.1°/8.6°C)
May 95°/69°F (34.8°/20.6°C) 77°/57°F (25.0°/13.7°C)
Jun 104°/77°F (39.9°/25.1°C) 86°/67°F (29.8°/19.2°C)
Jul 106°/83°F (41.0°/28.1°C) 89°/71°F (31.9°/21.9°C)
Aug 104°/82°F (40.1°/27.8°C) 87°/71°F (30.8°/21.4°C)
Sep 100°/75°F (37.8°/24.1°C) 81°/64°F (27.2°/17.6°C)
Oct 89°/64°F (31.8°/18.0°C) 69°/52°F (20.7°/10.9°C)
Nov 76°/52°F (24.7°/11.1°C) 59°/42°F (14.9°/5.3°C)
Dec 67°/45°F (19.6°/7.1°C) 48°/33°F (9.1°/0.4°C)

Data: National Weather Service National Weather Service

Frequently Asked Questions

Is it cheaper to live in Maryland than Arizona?

Day-to-day costs in Maryland run about 10% higher than Arizona on average; specific cities can swing further.

How much money do I need to move to Maryland?

A safe rule of thumb is 3 months of local expenses plus relocation costs. On a $75,000 comparable salary, that's around $20,690 in Maryland for everyday spending, before movers, a truck rental, and a rental deposit.

Is Maryland safe?

Arizona performs better than Maryland across all safety metrics.

How is healthcare in Maryland compared to Arizona?

Maryland generally does better on health & wellbeing, though Arizona leads in diabetes rate.

What's the weather like in Maryland compared to Arizona?

The average high temperature in Annapolis is 68°F, compared to 87°F in Phoenix. Annapolis receives around 47.3 in of rainfall per year, while Phoenix gets 8.2 in.

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