Moving to Indiana from Arizona

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What to Expect

A comprehensive look at what changes when you move from Arizona to Indiana — from daily expenses to quality of life.

If you moved from Arizona to Indiana, you would find that Indiana is 6.2% cheaper than Arizona. A $75,000 salary in Arizona would need to be roughly $67,449 in Indiana to maintain the same lifestyle. Expect a noticeable climate shift — Indianapolis averages 62°F vs 87°F in Phoenix, making it significantly cooler.

How Far Will Your Money Go?

How your spending power changes when you relocate from Arizona to Indiana.

What does your salary buy?

$75,000 $67,449

To maintain the same standard of living in Indiana

Calculate with your salary →

The biggest cost differences at a glance

Restaurants

pay 14.6% less

Groceries

pay 6.8% less

Transportation

pay 5.9% less

Housing

pay 22.3% less

Childcare

pay 24.6% more

Entertainment and Sports

pay 13.1% less

See full cost of living breakdown

Data: MyLifeElsewhere's crowdsourced cost of living database, with prices submitted and updated by users worldwide. Exchange rates are refreshed regularly from public sources.

Cost of living by city

Cost of living varies a lot by city. Each figure is a city's overall cost of living as a percentage of New York City (the priciest, = 100%).

On average, cities in Indiana cost about 15% less than cities in Arizona.

Arizona

Tempe 68%
Mesa 66%

Indiana

Compare cities head-to-head

Key Indicator Comparison

How Arizona and Indiana stack up on safety, healthcare, jobs, and infrastructure.

Is it safe?

Violent crime rate FBI Uniform Crime Reporting, 2023

incidents per 100,000 people per year

AZ
398
IN
327
Property crime rate FBI Uniform Crime Reporting, 2023

incidents per 100,000 people per year

AZ
1752
IN
1519

Indiana performs significantly better than Arizona across all safety metrics.

How's the healthcare?

Uninsured rate US Census Bureau (American Community Survey), 2023

share of people without health insurance

AZ
10.0%
IN
7.3%
Adult obesity rate Centers for Disease Control and Prevention (PLACES), 2022

share of adults with obesity

AZ
33.6%
IN
38.5%

Arizona generally does better on health & wellbeing, though Indiana leads in uninsured rate.

What about housing?

Median home value US Census Bureau (American Community Survey), 2023

typical price of a home

AZ
$358,900
IN
$201,600
Median rent US Census Bureau (American Community Survey), 2023

typical monthly gross rent

AZ
$1,431
IN
$1,020

Indiana performs significantly better than Arizona across all what about housing? metrics.

Will I have good infrastructure?

Internet access US Census Bureau (American Community Survey), 2023

share of households with internet

AZ
90.5%
IN
88.5%
Average commute US Census Bureau (American Community Survey), 2023

minutes each way to work

AZ
26 min
IN
24 min

Arizona generally does better on infrastructure, though Indiana leads in average commute.

What are the job prospects?

Unemployment rate Bureau of Labor Statistics, 2025

percentage of the labour force without work

AZ
4.0%
IN
2.7%
GDP per capita Bureau of Economic Analysis, 2024

a broad measure of economic output per person

AZ
$58,628
IN
$59,083

Indiana generally does better on employment & economy, though Arizona leads in median household income.

Is it good for families?

Life expectancy OECD Regional Demography, 2020

average years of life at birth

AZ
76.3 yrs
IN
75.0 yrs
Bachelor's degree or higher US Census Bureau (American Community Survey), 2023

share of adults with a 4-year college degree

AZ
21%
IN
19%

Arizona performs better than Indiana across all family life metrics.

Data: Bureau of Economic Analysis, Bureau of Labor Statistics, Centers for Disease Control and Prevention (PLACES), FBI Uniform Crime Reporting, OECD Regional Demography, US Census Bureau (American Community Survey)

What's the Climate Like?

Monthly averages — select a city to compare.

Phoenix Rain: 8.2 in/yr (208 mm)
87° / 63°F

Avg. annual high / low

Indianapolis Rain: 40.8 in/yr (1036 mm)
62° / 44°F

Avg. annual high / low

Months Phoenix Indianapolis
Jan–Mar 73°/49°F (23°/10°C) 42°/26°F (6°/-3°C)
Apr–Jun 95°/69°F (35°/20°C) 72°/53°F (22°/12°C)
Jul–Sep 103°/80°F (40°/27°C) 81°/63°F (27°/17°C)
Oct–Dec 77°/54°F (25°/12°C) 51°/35°F (11°/2°C)
View all months
Month Phoenix Indianapolis
Jan 69°/46°F (20.3°/7.6°C) 35°/21°F (1.7°/-6.1°C)
Feb 72°/49°F (22.1°/9.3°C) 40°/24°F (4.4°/-4.4°C)
Mar 78°/53°F (25.7°/11.9°C) 51°/33°F (10.8°/0.8°C)
Apr 86°/60°F (29.9°/15.7°C) 63°/44°F (17.1°/6.4°C)
May 95°/69°F (34.8°/20.6°C) 72°/53°F (22.5°/11.7°C)
Jun 104°/77°F (39.9°/25.1°C) 81°/63°F (27.4°/17.4°C)
Jul 106°/83°F (41.0°/28.1°C) 84°/67°F (28.8°/19.2°C)
Aug 104°/82°F (40.1°/27.8°C) 83°/65°F (28.4°/18.3°C)
Sep 100°/75°F (37.8°/24.1°C) 77°/57°F (25.1°/13.9°C)
Oct 89°/64°F (31.8°/18.0°C) 64°/45°F (18.0°/7.3°C)
Nov 76°/52°F (24.7°/11.1°C) 52°/36°F (11.0°/2.3°C)
Dec 67°/45°F (19.6°/7.1°C) 38°/25°F (3.6°/-3.9°C)

Data: National Weather Service National Weather Service

Frequently Asked Questions

Is it cheaper to live in Indiana than Arizona?

Generally yes: Indiana runs about 10% cheaper than Arizona on average, though it depends heavily on the city.

How much money do I need to move to Indiana?

A safe rule of thumb is 3 months of local expenses plus relocation costs. On a $75,000 comparable salary, that's around $16,862 in Indiana for everyday spending, before movers, a truck rental, and a rental deposit.

Is Indiana safe?

Indiana performs significantly better than Arizona across all safety metrics.

How is healthcare in Indiana compared to Arizona?

Arizona generally does better on health & wellbeing, though Indiana leads in uninsured rate.

What's the weather like in Indiana compared to Arizona?

The average high temperature in Indianapolis is 62°F, compared to 87°F in Phoenix. Indianapolis receives around 40.8 in of rainfall per year, while Phoenix gets 8.2 in.

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