Cost of living comparison
compared to
Croatia vs. Zambia Cost of Living Summary
Croatia is 74.4% more expensive than Zambia overall.
Croatia vs. Zambia Cost Breakdown
If you lived in Croatia instead of Zambia, you would:
pay 2.5 times more for restaurants
|
Zambia
|
Croatia
|
||
|---|---|---|---|
| Basic meal with drink at inexpensive restaurant |
$5.53
ZMW110.20
|
$12.78
HRK85.67
|
|
|
Fast food combo meal
McDonalds, or similar
|
$5.03
ZMW100.18
|
$8.88
HRK59.55
|
|
| Bottle of Coca-Cola (11 fl. oz) |
$0.63
ZMW12.52
|
$3.02
HRK20.25
|
|
| Bottle of water (11 fl. oz) |
$0.36
ZMW7.20
|
$2.29
HRK15.38
|
|
Zambia vs. Croatia - Cost of restaurants
pay 8.0% less for groceries
|
Zambia
|
Croatia
|
||
|---|---|---|---|
|
Bread
1 loaf
|
$1.18
ZMW23.48
|
$1.50
HRK10.06
|
|
| Local cheese (8 oz) |
$5.15
ZMW102.63
|
$5.72
HRK38.35
|
|
| Milk (1 gallon) |
$6.37
ZMW126.88
|
$4.32
HRK28.93
|
|
|
Eggs
1 dozen
|
$1.77
ZMW35.36
|
$3.67
HRK24.62
|
|
| Boneless chicken breast (1 lb) |
$2.87
ZMW57.22
|
$4.16
HRK27.86
|
|
| Apples (1 lb) |
$1.11
ZMW22.03
|
$0.81
HRK5.45
|
|
| Bananas (1 lb) |
$1.10
ZMW21.94
|
$0.76
HRK5.07
|
|
| Oranges (1 lb) |
$1.65
ZMW32.94
|
$0.84
HRK5.62
|
|
| Tomatoes (1 lb) |
$0.70
ZMW13.88
|
$1.05
HRK7.03
|
|
| Potatoes (1 lb) |
$1.16
ZMW23.20
|
$0.63
HRK4.22
|
|
| Onions (1 lb) |
$0.83
ZMW16.51
|
$0.55
HRK3.71
|
|
Zambia vs. Croatia - Cost of groceries
pay 51.1% more for transportation
|
Zambia
|
Croatia
|
||
|---|---|---|---|
| Gasoline (1 gallon) |
$5.47
ZMW108.98
|
$6.81
HRK45.68
|
|
| Monthly public transit pass |
$50.15
ZMW999.41
|
$41.13
HRK275.75
|
|
| New Volkswagen Golf 1.4 (standard edition) |
$7,541.11
ZMW150K
|
$26,600.70
HRK178K
|
|
| Taxi trip in downtown area (5 miles) |
$14.58
ZMW290.52
|
$15.68
HRK105.10
|
|
Zambia vs. Croatia - Cost of transportation
pay 2.5 times more for housing
|
Zambia
|
Croatia
|
||
|---|---|---|---|
|
Internet connection
50 mbps or faster, cable/dsl
|
$54.99
ZMW1,095.72
|
$37.74
HRK253.00
|
|
| 1-Bedroom apartment in downtown area |
$280.45
ZMW5,588.55
|
$708.19
HRK4,747.81
|
|
| 1-Bedroom apartment outside city center |
$165.11
ZMW3,290.10
|
$523.55
HRK3,509.96
|
|
|
Utilities for two
(700 sq ft apartment)
including electric, gas, water, heating
|
$61.51
ZMW1,225.74
|
$138.15
HRK926.19
|
|
Zambia vs. Croatia - Cost of housing
pay 13.6% more for childcare
|
Zambia
|
Croatia
|
||
|---|---|---|---|
| Private preschool for 1 child, monthly |
$138.25
ZMW2,754.96
|
$350.04
HRK2,346.71
|
|
| Middle school for 1 child, two semesters |
$16,638.36
ZMW332K
|
$8,479.97
HRK56,850.77
|
|
Zambia vs. Croatia - Cost of childcare
pay 41.7% more for entertainment and sports
|
Zambia
|
Croatia
|
||
|---|---|---|---|
| Domestic/local beer (1 pint) |
$1.26
ZMW25.05
|
$3.78
HRK25.35
|
|
| Cappuccino in mid-range area |
$2.82
ZMW56.21
|
$2.50
HRK16.78
|
|
|
Pack of cigarettes
Marlboro or similar
|
$3.02
ZMW60.11
|
$5.65
HRK37.85
|
|
| Monthly membership at local gym |
$54.67
ZMW1,089.46
|
$52.93
HRK354.84
|
|
| Movie ticket to theater/cinema |
$6.03
ZMW120.22
|
$8.92
HRK59.83
|
|
Zambia vs. Croatia - Cost of entertainment and sports
pay 2.3 times more for clothing
|
Zambia
|
Croatia
|
||
|---|---|---|---|
|
Regular jeans
Levi's brand
|
$23.28
ZMW463.85
|
$89.61
HRK600.76
|
|
|
Regular dress
from H&M or similar store
|
$15.45
ZMW307.88
|
$39.73
HRK266.39
|
|
|
Running shoes
Nike or Adidas
|
$45.19
ZMW900.42
|
$94.06
HRK630.61
|
|
| Men's business shoes (leather) |
$72.53
ZMW1,445.30
|
$94.28
HRK632.08
|
|
Zambia vs. Croatia - Cost of clothing
We average the price of thousands of data points entered by users across the world. Sources: MyLifeElsewhere's cost-of-living dataset (prices updated October 2026). How we calculate this
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Compare further: Zambia vs. Croatia
Salary Calculator · Free tool
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Quality of Life Comparison · 24 statistics
Make 20.6 times more money in Croatia
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Size Comparison · See true size
Zambia is about 13 times bigger than Croatia.
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Moving from Zambia to Croatia · UN DESA 2020
42 people born in Zambia live in Croatia.
→
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