Cost of living comparison

compared to

Podgorica vs. Zadar Cost of Living Summary

Podgorica is 17.0% cheaper than Zadar.

Restaurants
pay 6.4% less in Podgorica
Groceries
pay 19.5% less in Podgorica
Transportation
pay 12.4% less in Podgorica
Housing
pay 28.2% less in Podgorica
Childcare
pay 22.7% more in Podgorica
Entertainment and Sports
pay 20.9% less in Podgorica
Clothing
pay 12.1% more in Podgorica

The cost of childcare and clothing in Podgorica are more expensive than in Zadar. Expenses including housing, entertainment and sports, groceries, transportation, and restaurants are lower in Podgorica.

Podgorica vs. Zadar Cost Breakdown

If you lived in Podgorica instead of Zadar, you would:

pay 6.4% less for restaurants

 
Zadar
Podgorica
Basic meal with drink at inexpensive restaurant $14.56
HRK97.59
$11.20
€9.97
Fast food combo meal
McDonalds, or similar
$7.84
HRK52.55
$10.64
€9.47
Bottle of Coca-Cola (11 fl. oz) $2.96
HRK19.84
$2.55
€2.27

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pay 19.5% less for groceries

 
Zadar
Podgorica
Bread
1 loaf
$1.68
HRK11.26
$0.98
€0.87
Local cheese (8 oz) $5.46
HRK36.58
$4.33
€3.85
Milk (1 gallon) $4.35
HRK29.17
$4.90
€4.36

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pay 12.4% less for transportation

 
Zadar
Podgorica
Gasoline (1 gallon) $6.92
HRK46.38
$7.02
€6.25
Monthly public transit pass $44.59
HRK298.92
$33.59
€29.90
New Volkswagen Golf 1.4 (standard edition) $26,300.35
HRK176K
$30,517.27
€27,161.47

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pay 28.2% less for housing

 
Zadar
Podgorica
Internet connection
50 mbps or faster, cable/dsl
$40.07
HRK268.62
$31.80
€28.30
1-Bedroom apartment in downtown area $891.76
HRK5,978.45
$639.89
€569.53
1-Bedroom apartment outside city center $687.97
HRK4,612.20
$489.46
€435.64

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pay 22.7% more for childcare

 
Zadar
Podgorica
Private preschool for 1 child, monthly $242.61
HRK1,626.48
$340.96
€303.47
Middle school for 1 child, two semesters $6,830.39
HRK45,791.73
$7,315.61
€6,511.15

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pay 20.9% less for entertainment and sports

 
Zadar
Podgorica
Domestic/local beer (1 pint) $3.36
HRK22.52
$3.08
€2.74
Cappuccino in mid-range area $2.48
HRK16.61
$2.17
€1.94
Pack of cigarettes
Marlboro or similar
$5.60
HRK37.53
$4.37
€3.89

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pay 12.1% more for clothing

 
Zadar
Podgorica
Regular jeans
Levi's brand
$89.58
HRK600.55
$87.34
€77.74
Regular dress
from H&M or similar store
$36.20
HRK242.72
$46.28
€41.19
Running shoes
Nike or Adidas
$103.58
HRK694.38
$97.42
€86.70

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We average the price of thousands of data points entered by users across the world. Sources: MyLifeElsewhere's cost-of-living dataset (prices updated October 2026). How we calculate this

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