Cost of living comparison

compared to

Saint Cloud vs. Warsaw Cost of Living Summary

Saint Cloud is 5.0% cheaper than Warsaw.

Restaurants
pay 8.0% more in Saint Cloud
Groceries
pay 30.3% more in Saint Cloud
Transportation
pay 7.7% less in Saint Cloud
Housing
pay 22.0% less in Saint Cloud
Childcare
pay 8.9% more in Saint Cloud
Entertainment and Sports
pay 2.8% more in Saint Cloud
Clothing
pay 24.1% less in Saint Cloud

The cost of groceries, childcare, restaurants, and entertainment and sports in Saint Cloud are more expensive than in Warsaw. Expenses including clothing, housing, and transportation are lower in Saint Cloud.

Saint Cloud vs. Warsaw Cost Breakdown

If you lived in Saint Cloud instead of Warsaw, you would:

pay 8.0% more for restaurants

 
Warsaw
Saint Cloud
Basic meal with drink at inexpensive restaurant $11.51
PLN45.40
$15.00
 
Fast food combo meal
McDonalds, or similar
$10.23
PLN40.35
$8.50
 
Bottle of Coca-Cola (11 fl. oz) $2.24
PLN8.83
$2.83
 

Improve prices ·

pay 30.3% more for groceries

 
Warsaw
Saint Cloud
Bread
1 loaf
$1.49
PLN5.88
$1.46
 
Local cheese (8 oz) $4.41
PLN17.40
$4.89
 
Milk (1 gallon) $4.07
PLN16.05
$3.34
 

Improve prices ·

pay 7.7% less for transportation

 
Warsaw
Saint Cloud
Gasoline (1 gallon) $6.61
PLN26.08
$3.34
 
Monthly public transit pass $28.12
PLN110.97
$60.00
 
New Volkswagen Golf 1.4 (standard edition) $30,654.89
PLN121K
$30,000.00
 

Improve prices ·

pay 22.0% less for housing

 
Warsaw
Saint Cloud
Internet connection
50 mbps or faster, cable/dsl
$16.12
PLN63.60
$44.00
 
1-Bedroom apartment in downtown area $1,178.19
PLN4,648.84
$930.00
 
1-Bedroom apartment outside city center $950.41
PLN3,750.09
$847.67
 

Improve prices ·

pay 8.9% more for childcare

 
Warsaw
Saint Cloud
Private preschool for 1 child, monthly $588.07
PLN2,320.36
$1,725.00
 
Middle school for 1 child, two semesters $14,458.55
PLN57,049.74
$5,850.00
 

Improve prices ·

pay 2.8% more for entertainment and sports

 
Warsaw
Saint Cloud
Domestic/local beer (1 pint) $4.60
PLN18.16
$6.00
 
Cappuccino in mid-range area $4.27
PLN16.84
$4.50
 
Pack of cigarettes
Marlboro or similar
$6.39
PLN25.22
$11.00
 

Improve prices ·

pay 24.1% less for clothing

 
Warsaw
Saint Cloud
Regular jeans
Levi's brand
$107.88
PLN425.67
$57.50
 
Regular dress
from H&M or similar store
$39.61
PLN156.30
$50.00
 
Running shoes
Nike or Adidas
$106.17
PLN418.94
$73.33
 

Improve prices ·

We average the price of thousands of data points entered by users across the world. Sources: MyLifeElsewhere's cost-of-living dataset (prices updated November 2026). How we calculate this

Share this

Compare countries by overall cost of living

See the cost of living in Poland vs. United States. This provides a comparison of the average cost of living from cities within Poland and United States.

Help us improve these prices

MyLifeElsewhere is a collaborative project. Please enter price information for your location to help assist us in making these comparisons more accurate. Learn more

Ask the Elsewhere Community

Join the Elsewhere community and ask a question about Saint Cloud or Warsaw. It's a free, question-and-answer based forum to discuss what life is like in countries and cities around the world.