Cost of living comparison

Poland

compared to

New Zealand

Napier vs. Warsaw Cost of Living Summary

Napier is 11.5% more expensive than Warsaw.

Restaurants: pay 20.4% more in Napier
Groceries: pay 37.2% more in Napier
Transportation: pay 4.6% more in Napier
Housing: pay 0.9% more in Napier
Childcare: pay 19.1% more in Napier
Entertainment and Sports: pay 3.9% more in Napier
Clothing: pay 7.8% more in Napier

The cost of groceries, restaurants, childcare, clothing, transportation, and entertainment and sports in Napier are more expensive than in Warsaw.

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Napier vs. Warsaw Cost Breakdown

If you lived in Napier instead of Warsaw, you would:

Display currency: USD

pay 20.4% more for restaurants

	Warsaw	Napier
Basic meal with drink at inexpensive restaurant	$11.51 PLN45.22	$18.49 NZ$32.46	+60.7%
Fast food combo meal McDonalds, or similar	$10.23 PLN40.19	$9.52 NZ$16.72	-6.9%
Bottle of Coca-Cola (11 fl. oz)	$2.24 PLN8.79	$2.18 NZ$3.84	-2.3%
Bottle of water (11 fl. oz)	$2.24 PLN8.81	$2.24 NZ$3.93	-0.1%
Average			+20.4%

Warsaw vs. Napier - Cost of restaurants

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pay 37.2% more for groceries

	Warsaw	Napier
Bread 1 loaf	$1.49 PLN5.85	$1.50 NZ$2.63	+0.6%
Local cheese (8 oz)	$4.41 PLN17.33	$3.81 NZ$6.69	-13.6%
Milk (1 gallon)	$4.07 PLN15.99	$6.02 NZ$10.57	+47.9%
Eggs 1 dozen	$3.89 PLN15.29	$5.71 NZ$10.03	+46.9%
Boneless chicken breast (1 lb)	$2.95 PLN11.60	$3.87 NZ$6.80	+31.3%
Apples (1 lb)	$0.54 PLN2.14	$1.04 NZ$1.83	+91.4%
Bananas (1 lb)	$0.77 PLN3.04	$0.73 NZ$1.28	-5.4%
Oranges (1 lb)	$0.77 PLN3.04	$1.43 NZ$2.51	+84.8%
Tomatoes (1 lb)	$1.83 PLN7.20	$1.30 NZ$2.27	-29.3%
Potatoes (1 lb)	$0.40 PLN1.58	$0.79 NZ$1.39	+97.0%
Onions (1 lb)	$0.41 PLN1.60	$1.14 NZ$2.01	+179.8%
Average			+37.2%

Warsaw vs. Napier - Cost of groceries

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pay 4.6% more for transportation

	Warsaw	Napier
Gasoline (1 gallon)	$6.61 PLN25.98	$5.88 NZ$10.32	-11.1%
Monthly public transit pass	$28.12 PLN110.53	$44.82 NZ$78.69	+59.3%
New Volkswagen Golf 1.4 (standard edition)	$30,654.89 PLN120K	$25,203.61 NZ$44,251.79	-17.8%
Taxi trip in downtown area (5 miles)	$12.78 PLN50.24	$16.92 NZ$29.70	+32.3%
Average			+4.6%

Warsaw vs. Napier - Cost of transportation

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pay 0.9% more for housing

	Warsaw	Napier
Internet connection 50 mbps or faster, cable/dsl	$16.12 PLN63.35	$48.36 NZ$84.92	+200.1%
1-Bedroom apartment in downtown area	$1,178.19 PLN4,630.42	$1,196.04 NZ$2,099.97	+1.5%
1-Bedroom apartment outside city center	$950.41 PLN3,735.23	$1,056.83 NZ$1,855.55	+11.2%
Utilities for two (700 sq ft apartment) including electric, gas, water, heating	$262.73 PLN1,032.54	$140.30 NZ$246.33	-46.6%
Average			+0.9%

Warsaw vs. Napier - Cost of housing

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pay 19.1% more for childcare

	Warsaw	Napier
Private preschool for 1 child, monthly	$588.07 PLN2,311.17	$700.26 NZ$1,229.49	+19.1%
Middle school for 1 child, two semesters	$14,458.55 PLN56,823.72	??
Average			+19.1%

Warsaw vs. Napier - Cost of childcare

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pay 3.9% more for entertainment and sports

	Warsaw	Napier
Domestic/local beer (1 pint)	$4.60 PLN18.09	$6.72 NZ$11.80	+46.1%
Cappuccino in mid-range area	$4.27 PLN16.78	$3.36 NZ$5.90	-21.3%
Pack of cigarettes Marlboro or similar	$6.39 PLN25.12	$20.17 NZ$35.41	+215.5%
Monthly membership at local gym	$46.71 PLN183.57	$33.61 NZ$59.02	-28.0%
Movie ticket to theater/cinema	$9.20 PLN36.17	$8.40 NZ$14.75	-8.7%
Average			+3.9%

Warsaw vs. Napier - Cost of entertainment and sports

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pay 7.8% more for clothing

	Warsaw	Napier
Regular jeans Levi's brand	$107.88 PLN423.98	$105.04 NZ$184.42	-2.6%
Regular dress from H&M or similar store	$39.61 PLN155.68	$54.15 NZ$95.08	+36.7%
Running shoes Nike or Adidas	$106.17 PLN417.28	$102.24 NZ$179.51	-3.7%
Men's business shoes (leather)	$111.84 PLN439.54	$117.64 NZ$206.55	+5.2%
Average			+7.8%

Warsaw vs. Napier - Cost of clothing

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We average the price of thousands of data points entered by users across the world. Sources: MyLifeElsewhere's cost-of-living dataset (prices updated October 2026). How we calculate this

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