Cost of living comparison

compared to

Montego Bay vs. Warsaw Cost of Living Summary

Montego Bay is 12.6% cheaper than Warsaw.

Restaurants
pay 37.6% less in Montego Bay
Groceries
pay 60.4% more in Montego Bay
Transportation
pay 30.8% more in Montego Bay
Housing
pay 1.0% more in Montego Bay
Childcare
pay 89.7% less in Montego Bay
Entertainment and Sports
pay 3.8% less in Montego Bay
Clothing
pay 49.4% less in Montego Bay

The cost of groceries, transportation, and housing in Montego Bay are more expensive than in Warsaw. Expenses including childcare, clothing, restaurants, and entertainment and sports are lower in Montego Bay.

Montego Bay vs. Warsaw Cost Breakdown

If you lived in Montego Bay instead of Warsaw, you would:

pay 37.6% less for restaurants

 
Warsaw
Montego Bay
Basic meal with drink at inexpensive restaurant $10.94
PLN39.73
$7.50
JMD1,200.74
Fast food combo meal
McDonalds, or similar
$9.57
PLN34.76
$8.13
JMD1,300.80
Bottle of Coca-Cola (11 fl. oz) $2.25
PLN8.19
$1.28
JMD205.58

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pay 60.4% more for groceries

 
Warsaw
Montego Bay
Bread
1 loaf
$1.46
PLN5.31
$2.68
JMD428.39
Local cheese (8 oz) $5.39
PLN19.57
$5.66
JMD906.25
Milk (1 gallon) $4.34
PLN15.75
$9.61
JMD1,537.83

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pay 30.8% more for transportation

 
Warsaw
Montego Bay
Gasoline (1 gallon) $6.61
PLN24.02
$4.78
JMD764.43
Monthly public transit pass $30.08
PLN109.25
??
New Volkswagen Golf 1.4 (standard edition) $32,809.65
PLN119,186.94
$42,823.81
JMD6,854,238.36

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pay 1.0% more for housing

 
Warsaw
Montego Bay
Internet connection
50 mbps or faster, cable/dsl
$17.42
PLN63.29
$47.61
JMD7,620.46
1-Bedroom apartment in downtown area $1,140.63
PLN4,143.53
$260.49
JMD41,692.45
1-Bedroom apartment outside city center $907.87
PLN3,298.01
$556.29
JMD89,038.16

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pay 89.7% less for childcare

 
Warsaw
Montego Bay
Private preschool for 1 child, monthly $586.39
PLN2,130.17
$52.10
JMD8,338.49
Middle school for 1 child, two semesters $15,933.95
PLN57,882.92
$1,875.50
JMD300,185.62

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pay 3.8% less for entertainment and sports

 
Warsaw
Montego Bay
Domestic/local beer (1 pint) $4.92
PLN17.88
$2.50
JMD400.25
Cappuccino in mid-range area $4.22
PLN15.31
$4.55
JMD729.02
Pack of cigarettes
Marlboro or similar
$5.95
PLN21.60
$8.75
JMD1,400.87

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pay 49.4% less for clothing

 
Warsaw
Montego Bay
Regular jeans
Levi's brand
$99.57
PLN361.72
$23.44
JMD3,752.32
Regular dress
from H&M or similar store
$48.35
PLN175.63
$21.88
JMD3,502.17
Running shoes
Nike or Adidas
$98.47
PLN357.70
$66.68
JMD10,673.27

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The statistics used to build this comparison are calculated using data from users just like you. We average the price of thousands of data points entered by users across the world. Learn more about our data sources. Page last updated: December 2025
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