Cost of living comparison

compared to

Montego Bay vs. Warsaw Cost of Living Summary

Montego Bay is 31.1% cheaper than Warsaw.

Restaurants
pay 26.2% less in Montego Bay
Groceries
pay 82.1% more in Montego Bay
Transportation
pay 13.9% more in Montego Bay
Housing
pay 68.8% less in Montego Bay
Childcare
pay 40.9% less in Montego Bay
Entertainment and Sports
pay 9.4% less in Montego Bay
Clothing
pay 43.5% less in Montego Bay

The cost of groceries and transportation in Montego Bay are more expensive than in Warsaw. Expenses including housing, clothing, childcare, restaurants, and entertainment and sports are lower in Montego Bay. Notably, groceries is significantly more expensive in Montego Bay.

Montego Bay vs. Warsaw Cost Breakdown

If you lived in Montego Bay instead of Warsaw, you would:

pay 26.2% less for restaurants

 
Warsaw
Montego Bay
Basic meal with drink at inexpensive restaurant $11.51
PLN45.40
$11.02
JMD1,751.75
Fast food combo meal
McDonalds, or similar
$10.23
PLN40.35
$8.18
JMD1,301.30
Bottle of Coca-Cola (11 fl. oz) $2.24
PLN8.83
$0.90
JMD143.10

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pay 82.1% more for groceries

 
Warsaw
Montego Bay
Bread
1 loaf
$1.49
PLN5.88
$2.70
JMD428.76
Local cheese (8 oz) $4.41
PLN17.40
$5.70
JMD906.60
Milk (1 gallon) $4.07
PLN16.05
$12.51
JMD1,989.33

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pay 13.9% more for transportation

 
Warsaw
Montego Bay
Gasoline (1 gallon) $6.61
PLN26.08
$5.22
JMD830.63
Monthly public transit pass $28.12
PLN110.97
??
New Volkswagen Golf 1.4 (standard edition) $30,654.89
PLN121K
$44,062.55
JMD7M

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pay 68.8% less for housing

 
Warsaw
Montego Bay
Internet connection
50 mbps or faster, cable/dsl
$16.12
PLN63.60
$47.79
JMD7,599.69
1-Bedroom apartment in downtown area $1,178.19
PLN4,648.84
$314.73
JMD50,050.12
1-Bedroom apartment outside city center $950.41
PLN3,750.09
$220.31
JMD35,035.08

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pay 40.9% less for childcare

 
Warsaw
Montego Bay
Private preschool for 1 child, monthly $588.07
PLN2,320.36
$361.00
JMD57,407.35
Middle school for 1 child, two semesters $14,458.55
PLN57,049.74
$8,238.45
JMD1M

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pay 9.4% less for entertainment and sports

 
Warsaw
Montego Bay
Domestic/local beer (1 pint) $4.60
PLN18.16
$2.20
JMD350.35
Cappuccino in mid-range area $4.27
PLN16.84
$5.31
JMD844.60
Pack of cigarettes
Marlboro or similar
$6.39
PLN25.22
$9.44
JMD1,501.50

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pay 43.5% less for clothing

 
Warsaw
Montego Bay
Regular jeans
Levi's brand
$107.88
PLN425.67
$23.60
JMD3,753.76
Regular dress
from H&M or similar store
$39.61
PLN156.30
$31.47
JMD5,005.01
Running shoes
Nike or Adidas
$106.17
PLN418.94
$69.24
JMD11,011.03

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We average the price of thousands of data points entered by users across the world. Sources: MyLifeElsewhere's cost-of-living dataset (prices updated November 2026). How we calculate this

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