Cost of living comparison

compared to

Matagalpa vs. Warsaw Cost of Living Summary

Matagalpa is 33.1% cheaper than Warsaw.

Restaurants: pay 54.8% less in Matagalpa
Groceries: pay 1.4% more in Matagalpa
Transportation: pay 38.2% less in Matagalpa
Housing: pay 33.5% less in Matagalpa
Childcare: pay 72.6% less in Matagalpa
Entertainment and Sports: pay 48.1% less in Matagalpa
Clothing: pay 14.1% more in Matagalpa

The cost of clothing and groceries in Matagalpa are more expensive than in Warsaw. Expenses including childcare, restaurants, entertainment and sports, transportation, and housing are lower in Matagalpa.

Matagalpa vs. Warsaw Cost Breakdown

If you lived in Matagalpa instead of Warsaw, you would:

Display currency: USD

pay 54.8% less for restaurants

	Warsaw	Matagalpa
Basic meal with drink at inexpensive restaurant	$10.94 PLN39.73	$4.91 NIO180.65	-55.1%
Fast food combo meal McDonalds, or similar	$9.57 PLN34.76	$7.30 NIO268.83	-23.7%
Bottle of Coca-Cola (11 fl. oz)	$2.25 PLN8.19	$0.82 NIO30.13	-63.7%
Bottle of water (11 fl. oz)	$1.92 PLN6.98	$0.45 NIO16.56	-76.6%
Average			-54.8%

Warsaw vs. Matagalpa - Cost of restaurants

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pay 1.4% more for groceries

	Warsaw	Matagalpa
Bread 1 loaf	$1.46 PLN5.31	$1.50 NIO55.20	+2.6%
Local cheese (8 oz)	$5.39 PLN19.57	$0.97 NIO35.70	-82.0%
Milk (1 gallon)	$4.34 PLN15.75	$4.41 NIO162.29	+1.7%
Eggs 1 dozen	$3.70 PLN13.43	$2.20 NIO80.96	-40.5%
Boneless chicken breast (1 lb)	$3.39 PLN12.30	$1.91 NIO70.28	-43.6%
Apples (1 lb)	$0.61 PLN2.21	$1.77 NIO65.14	+190.4%
Bananas (1 lb)	$0.83 PLN3.00	$0.39 NIO14.48	-52.4%
Oranges (1 lb)	$0.96 PLN3.49	$0.82 NIO30.05	-15.1%
Tomatoes (1 lb)	$1.57 PLN5.71	$1.01 NIO37.27	-35.6%
Potatoes (1 lb)	$0.48 PLN1.74	$0.50 NIO18.40	+4.7%
Onions (1 lb)	$0.54 PLN1.96	$1.00 NIO36.82	+85.5%
Average			+1.4%

Warsaw vs. Matagalpa - Cost of groceries

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pay 38.2% less for transportation

	Warsaw	Matagalpa
Gasoline (1 gallon)	$6.61 PLN24.02	$5.05 NIO185.96	-23.6%
Monthly public transit pass	$30.08 PLN109.25	??
New Volkswagen Golf 1.4 (standard edition)	$32,809.65 PLN119,186.94	$22,973.64 NIO845,447.14	-30.0%
Taxi trip in downtown area (5 miles)	$13.67 PLN49.66	$5.32 NIO195.87	-61.1%
Average			-38.2%

Warsaw vs. Matagalpa - Cost of transportation

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pay 33.5% less for housing

	Warsaw	Matagalpa
Internet connection 50 mbps or faster, cable/dsl	$17.42 PLN63.29	$35.67 NIO1,312.56	+104.7%
1-Bedroom apartment in downtown area	$1,140.63 PLN4,143.53	$200.00 NIO7,360.15	-82.5%
1-Bedroom apartment outside city center	$907.87 PLN3,298.01	$262.50 NIO9,660.20	-71.1%
Utilities for two (700 sq ft apartment) including electric, gas, water, heating	$267.55 PLN971.93	$40.15 NIO1,477.44	-85.0%
Average			-33.5%

Warsaw vs. Matagalpa - Cost of housing

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pay 72.6% less for childcare

	Warsaw	Matagalpa
Private preschool for 1 child, monthly	$586.39 PLN2,130.17	$100.00 NIO3,680.08	-82.9%
Middle school for 1 child, two semesters	$15,933.95 PLN57,882.92	$6,000.00 NIO220,804.53	-62.3%
Average			-72.6%

Warsaw vs. Matagalpa - Cost of childcare

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pay 48.1% less for entertainment and sports

	Warsaw	Matagalpa
Domestic/local beer (1 pint)	$4.92 PLN17.88	$1.20 NIO44.16	-75.6%
Cappuccino in mid-range area	$4.22 PLN15.31	$2.31 NIO84.89	-45.3%
Pack of cigarettes Marlboro or similar	$5.95 PLN21.60	$2.66 NIO97.86	-55.3%
Monthly membership at local gym	$46.75 PLN169.84	??
Movie ticket to theater/cinema	$9.57 PLN34.76	$8.00 NIO294.41	-16.4%
Average			-48.1%

Warsaw vs. Matagalpa - Cost of entertainment and sports

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pay 14.1% more for clothing

	Warsaw	Matagalpa
Regular jeans Levi's brand	$99.57 PLN361.72	$77.43 NIO2,849.66	-22.2%
Regular dress from H&M or similar store	$48.35 PLN175.63	$72.50 NIO2,668.05	+50.0%
Running shoes Nike or Adidas	$98.47 PLN357.70	$132.64 NIO4,881.41	+34.7%
Men's business shoes (leather)	$115.26 PLN418.71	$108.16 NIO3,980.34	-6.2%
Average			+14.1%

Warsaw vs. Matagalpa - Cost of clothing

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The statistics used to build this comparison are calculated using data from users just like you. We average the price of thousands of data points entered by users across the world. Learn more about our data sources. Page last updated: December 2025

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