Cost of living comparison

compared to

Montego Bay vs. Toronto Cost of Living Summary

Montego Bay is 41.1% cheaper than Toronto.

Restaurants
pay 37.4% less in Montego Bay
Groceries
pay 17.7% more in Montego Bay
Transportation
pay 39.3% more in Montego Bay
Housing
pay 73.8% less in Montego Bay
Childcare
pay 60.8% less in Montego Bay
Entertainment and Sports
pay 22.6% less in Montego Bay
Clothing
pay 32.2% less in Montego Bay

The cost of transportation and groceries in Montego Bay are more expensive than in Toronto. Expenses including housing, childcare, restaurants, clothing, and entertainment and sports are lower in Montego Bay.

Montego Bay vs. Toronto Cost Breakdown

If you lived in Montego Bay instead of Toronto, you would:

pay 37.4% less for restaurants

 
Toronto
Montego Bay
Basic meal with drink at inexpensive restaurant $17.53
CA$24.75
$11.02
JMD1,751.75
Fast food combo meal
McDonalds, or similar
$10.52
CA$14.85
$8.18
JMD1,301.30
Bottle of Coca-Cola (11 fl. oz) $2.08
CA$2.93
$0.90
JMD143.10

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pay 17.7% more for groceries

 
Toronto
Montego Bay
Bread
1 loaf
$2.74
CA$3.87
$2.70
JMD428.76
Local cheese (8 oz) $4.56
CA$6.44
$5.70
JMD906.60
Milk (1 gallon) $9.44
CA$13.33
$12.51
JMD1,989.33

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pay 39.3% more for transportation

 
Toronto
Montego Bay
Gasoline (1 gallon) $4.68
CA$6.60
$5.22
JMD830.63
Monthly public transit pass $109.41
CA$154.46
??
New Volkswagen Golf 1.4 (standard edition) $27,760.48
CA$39,188.08
$44,062.55
JMD7M

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pay 73.8% less for housing

 
Toronto
Montego Bay
Internet connection
50 mbps or faster, cable/dsl
$47.87
CA$67.57
$47.79
JMD7,599.69
1-Bedroom apartment in downtown area $1,584.56
CA$2,236.84
$314.73
JMD50,050.12
1-Bedroom apartment outside city center $1,416.89
CA$2,000.15
$220.31
JMD35,035.08

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pay 60.8% less for childcare

 
Toronto
Montego Bay
Private preschool for 1 child, monthly $824.14
CA$1,163.40
$361.00
JMD57,407.35
Middle school for 1 child, two semesters $23,500.21
CA$33,174.07
$8,238.45
JMD1M

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pay 22.6% less for entertainment and sports

 
Toronto
Montego Bay
Domestic/local beer (1 pint) $6.31
CA$8.91
$2.20
JMD350.35
Cappuccino in mid-range area $3.97
CA$5.61
$5.31
JMD844.60
Pack of cigarettes
Marlboro or similar
$14.03
CA$19.80
$9.44
JMD1,501.50

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pay 32.2% less for clothing

 
Toronto
Montego Bay
Regular jeans
Levi's brand
$51.64
CA$72.90
$23.60
JMD3,753.76
Regular dress
from H&M or similar store
$39.51
CA$55.77
$31.47
JMD5,005.01
Running shoes
Nike or Adidas
$98.10
CA$138.48
$69.24
JMD11,011.03

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We average the price of thousands of data points entered by users across the world. Sources: MyLifeElsewhere's cost-of-living dataset (prices updated November 2026). How we calculate this

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