Cost of living comparison

compared to

Kelowna vs. Toronto Cost of Living Summary

Kelowna is 5.7% cheaper than Toronto.

Restaurants
pay 1.2% less in Kelowna
Groceries
pay 11.8% more in Kelowna
Transportation
pay 15.5% less in Kelowna
Housing
pay 11.7% less in Kelowna
Childcare
pay 8.0% less in Kelowna
Entertainment and Sports
pay 1.3% more in Kelowna
Clothing
pay 10.0% less in Kelowna

The cost of groceries and entertainment and sports in Kelowna are more expensive than in Toronto. Expenses including transportation, housing, clothing, childcare, and restaurants are lower in Kelowna.

Kelowna vs. Toronto Cost Breakdown

If you lived in Kelowna instead of Toronto, you would:

pay 1.2% less for restaurants

 
Toronto
Kelowna
Basic meal with drink at inexpensive restaurant $17.53
CA$24.75
$16.48
CA$23.27
Fast food combo meal
McDonalds, or similar
$10.52
CA$14.85
$11.22
CA$15.84
Bottle of Coca-Cola (11 fl. oz) $2.08
CA$2.93
$1.99
CA$2.81

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pay 11.8% more for groceries

 
Toronto
Kelowna
Bread
1 loaf
$2.74
CA$3.87
$2.78
CA$3.93
Local cheese (8 oz) $4.56
CA$6.44
$4.63
CA$6.54
Milk (1 gallon) $9.44
CA$13.33
$7.56
CA$10.67

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pay 15.5% less for transportation

 
Toronto
Kelowna
Gasoline (1 gallon) $4.68
CA$6.60
$4.75
CA$6.70
Monthly public transit pass $109.41
CA$154.46
$49.10
CA$69.31
New Volkswagen Golf 1.4 (standard edition) $27,760.48
CA$39,188.08
$27,760.48
CA$39,188.08

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pay 11.7% less for housing

 
Toronto
Kelowna
Internet connection
50 mbps or faster, cable/dsl
$47.87
CA$67.57
$56.73
CA$80.08
1-Bedroom apartment in downtown area $1,584.56
CA$2,236.84
$1,338.07
CA$1,888.89
1-Bedroom apartment outside city center $1,416.89
CA$2,000.15
$1,179.87
CA$1,665.56

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pay 8.0% less for childcare

 
Toronto
Kelowna
Private preschool for 1 child, monthly $824.14
CA$1,163.40
$1,017.00
CA$1,435.64
Middle school for 1 child, two semesters $23,500.21
CA$33,174.07
$16,131.66
CA$22,772.25

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pay 1.3% more for entertainment and sports

 
Toronto
Kelowna
Domestic/local beer (1 pint) $6.31
CA$8.91
$4.56
CA$6.44
Cappuccino in mid-range area $3.97
CA$5.61
$4.00
CA$5.64
Pack of cigarettes
Marlboro or similar
$14.03
CA$19.80
$14.03
CA$19.80

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pay 10.0% less for clothing

 
Toronto
Kelowna
Regular jeans
Levi's brand
$51.64
CA$72.90
$47.93
CA$67.66
Regular dress
from H&M or similar store
$39.51
CA$55.77
$40.33
CA$56.93
Running shoes
Nike or Adidas
$98.10
CA$138.48
$84.67
CA$119.52

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We average the price of thousands of data points entered by users across the world. Sources: MyLifeElsewhere's cost-of-living dataset (prices updated November 2026). How we calculate this

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