Cost of living comparison

compared to

Kotor vs. San Fernando Cost of Living Summary

Kotor is 13.5% more expensive than San Fernando.

Restaurants
pay 36.6% more in Kotor
Groceries
pay 31.0% less in Kotor
Transportation
pay 10.7% more in Kotor
Housing
pay 56.9% more in Kotor
Childcare
pay 24.0% less in Kotor
Entertainment and Sports
pay 6.7% less in Kotor
Clothing
pay 26.3% more in Kotor

The cost of housing, restaurants, clothing, and transportation in Kotor are more expensive than in San Fernando. Expenses including groceries, childcare, and entertainment and sports are lower in Kotor.

Kotor vs. San Fernando Cost Breakdown

If you lived in Kotor instead of San Fernando, you would:

pay 36.6% more for restaurants

 
San Fernando
Kotor
Basic meal with drink at inexpensive restaurant $10.32
TTD70.16
$11.20
€9.97
Fast food combo meal
McDonalds, or similar
$8.11
TTD55.12
$11.17
€9.94
Bottle of Coca-Cola (11 fl. oz) $1.02
TTD6.92
$2.55
€2.27

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pay 31.0% less for groceries

 
San Fernando
Kotor
Bread
1 loaf
$2.28
TTD15.53
$0.98
€0.87
Local cheese (8 oz) $3.32
TTD22.56
$4.34
€3.86
Milk (1 gallon) $7.63
TTD51.85
$4.90
€4.36

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pay 10.7% more for transportation

 
San Fernando
Kotor
Gasoline (1 gallon) $4.32
TTD29.40
$6.62
€5.89
Monthly public transit pass $44.22
TTD300.68
$44.79
€39.86
New Volkswagen Golf 1.4 (standard edition) $36,853.34
TTD251K
$29,113.12
€25,911.73

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pay 56.9% more for housing

 
San Fernando
Kotor
Internet connection
50 mbps or faster, cable/dsl
$45.45
TTD309.03
$31.91
€28.40
1-Bedroom apartment in downtown area $515.95
TTD3,507.88
$671.84
€597.96
1-Bedroom apartment outside city center $393.10
TTD2,672.67
$653.18
€581.35

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pay 24.0% less for childcare

 
San Fernando
Kotor
Private preschool for 1 child, monthly $399.05
TTD2,713.11
$340.96
€303.47
Middle school for 1 child, two semesters $10,825.75
TTD73,603.36
$7,315.61
€6,511.15

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pay 6.7% less for entertainment and sports

 
San Fernando
Kotor
Domestic/local beer (1 pint) $1.84
TTD12.53
$3.08
€2.74
Cappuccino in mid-range area $3.72
TTD25.28
$3.16
€2.82
Pack of cigarettes
Marlboro or similar
$5.60
TTD38.09
$4.37
€3.89

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pay 26.3% more for clothing

 
San Fernando
Kotor
Regular jeans
Levi's brand
$54.67
TTD371.67
$87.34
€77.74
Regular dress
from H&M or similar store
$36.85
TTD250.56
$44.79
€39.86
Running shoes
Nike or Adidas
$88.45
TTD601.35
$97.04
€86.37

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We average the price of thousands of data points entered by users across the world. Sources: MyLifeElsewhere's cost-of-living dataset (prices updated October 2026). How we calculate this

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