Cost of living comparison

Montenegro

compared to

Thailand

Ko Phan Ghan vs. Podgorica Cost of Living Summary

Ko Phan Ghan is 12.7% cheaper than Podgorica.

Restaurants: pay 56.2% less in Ko Phan Ghan
Groceries: pay 2.7% more in Ko Phan Ghan
Transportation: pay 13.5% less in Ko Phan Ghan
Housing: pay 6.7% less in Ko Phan Ghan
Childcare: pay 8.3% more in Ko Phan Ghan
Entertainment and Sports: pay 1.5% more in Ko Phan Ghan
Clothing: pay 22.3% less in Ko Phan Ghan

The cost of childcare, groceries, and entertainment and sports in Ko Phan Ghan are more expensive than in Podgorica. Expenses including restaurants, clothing, transportation, and housing are lower in Ko Phan Ghan.

Planning a move to Thailand? Get up to 5 free, no-obligation quotes from vetted international movers. Get free quotes →

Ko Phan Ghan vs. Podgorica Cost Breakdown

If you lived in Ko Phan Ghan instead of Podgorica, you would:

Display currency: USD

pay 56.2% less for restaurants

	Podgorica	Ko Phan Ghan
Basic meal with drink at inexpensive restaurant	$11.20 €9.97	$3.57 THB118.59	-68.2%
Fast food combo meal McDonalds, or similar	$10.64 €9.47	$8.02 THB266.83	-24.6%
Bottle of Coca-Cola (11 fl. oz)	$2.55 €2.27	$0.92 THB30.54	-64.0%
Bottle of water (11 fl. oz)	$1.43 €1.27	$0.48 THB15.87	-66.6%
Average			-56.2%

Podgorica vs. Ko Phan Ghan - Cost of restaurants

Improve prices · Change currency (USD)

pay 2.7% more for groceries

	Podgorica	Ko Phan Ghan
Bread 1 loaf	$0.98 €0.87	$1.19 THB39.53	+21.8%
Local cheese (8 oz)	$4.33 €3.85	$9.70 THB322.52	+124.1%
Milk (1 gallon)	$4.90 €4.36	$6.39 THB212.60	+30.5%
Eggs 1 dozen	$3.50 €3.12	$2.13 THB70.84	-39.2%
Boneless chicken breast (1 lb)	$3.77 €3.35	$1.08 THB35.86	-71.4%
Apples (1 lb)	$0.72 €0.64	$1.32 THB43.97	+82.6%
Bananas (1 lb)	$0.76 €0.68	$0.40 THB13.45	-46.9%
Oranges (1 lb)	$0.80 €0.71	$1.02 THB33.84	+27.7%
Tomatoes (1 lb)	$1.07 €0.95	$0.94 THB31.38	-11.9%
Potatoes (1 lb)	$0.44 €0.39	$0.67 THB22.39	+53.9%
Onions (1 lb)	$0.47 €0.42	$0.61 THB20.32	+29.0%
Average			+2.7%

Podgorica vs. Ko Phan Ghan - Cost of groceries

Improve prices · Change currency (USD)

pay 13.5% less for transportation

	Podgorica	Ko Phan Ghan
Gasoline (1 gallon)	$7.02 €6.25	$5.13 THB170.60	-26.9%
Monthly public transit pass	$33.59 €29.90	??
New Volkswagen Golf 1.4 (standard edition)	$30,517.27 €27,161.47	$26,143.40 THB870K	-14.3%
Taxi trip in downtown area (5 miles)	$7.03 €6.25	$11.29 THB375.54	+60.7%
Average			-13.5%

Podgorica vs. Ko Phan Ghan - Cost of transportation

Improve prices · Change currency (USD)

pay 6.7% less for housing

	Podgorica	Ko Phan Ghan
Internet connection 50 mbps or faster, cable/dsl	$31.80 €28.30	$17.15 THB570.48	-46.1%
1-Bedroom apartment in downtown area	$639.89 €569.53	$609.02 THB20,259.21	-4.8%
1-Bedroom apartment outside city center	$489.46 €435.64	$631.30 THB21,000.40	+29.0%
Utilities for two (700 sq ft apartment) including electric, gas, water, heating	$98.01 €87.24	$43.92 THB1,461.07	-55.2%
Average			-6.7%

Podgorica vs. Ko Phan Ghan - Cost of housing

Improve prices · Change currency (USD)

pay 8.3% more for childcare

	Podgorica	Ko Phan Ghan
Private preschool for 1 child, monthly	$340.96 €303.47	$505.04 THB16,800.32	+48.1%
Middle school for 1 child, two semesters	$7,315.61 €6,511.15	$5,793.14 THB193K	-20.8%
Average			+8.3%

Podgorica vs. Ko Phan Ghan - Cost of childcare

Improve prices · Change currency (USD)

pay 1.5% more for entertainment and sports

	Podgorica	Ko Phan Ghan
Domestic/local beer (1 pint)	$3.08 €2.74	$2.53 THB84.00	-18.0%
Cappuccino in mid-range area	$2.17 €1.94	$2.77 THB92.07	+27.3%
Pack of cigarettes Marlboro or similar	$4.37 €3.89	$2.08 THB69.18	-52.4%
Monthly membership at local gym	$48.15 €42.85	$56.45 THB1,877.68	+17.2%
Movie ticket to theater/cinema	$6.44 €5.73	$7.58 THB252.00	+17.7%
Average			+1.5%

Podgorica vs. Ko Phan Ghan - Cost of entertainment and sports

Improve prices · Change currency (USD)

pay 22.3% less for clothing

	Podgorica	Ko Phan Ghan
Regular jeans Levi's brand	$87.34 €77.74	$62.94 THB2,093.63	-27.9%
Regular dress from H&M or similar store	$46.28 €41.19	$28.69 THB954.49	-38.0%
Running shoes Nike or Adidas	$97.42 €86.70	$95.68 THB3,182.71	-1.8%
Men's business shoes (leather)	$105.75 €94.12	$87.87 THB2,922.95	-16.9%
Average			-22.3%

Podgorica vs. Ko Phan Ghan - Cost of clothing

Improve prices · Change currency (USD)

We average the price of thousands of data points entered by users across the world. Sources: MyLifeElsewhere's cost-of-living dataset (prices updated October 2026). How we calculate this

Compare further: Podgorica vs. Ko Phan Ghan

Salary Calculator · Free tool

What salary would you need in Ko Phan Ghan?

More cost comparisons

Podgorica vs.

Ottawa

Podgorica vs.

Rome

Podgorica vs.

Dublin

Podgorica vs.

Hanoi

Podgorica vs.

Moscow

Podgorica vs.

Washington

Podgorica vs.

London

Podgorica vs.

Canberra

Share this

Compare countries by overall cost of living

See the cost of living in Montenegro vs. Thailand. This provides a comparison of the average cost of living from cities within Montenegro and Thailand.

Help us improve these prices

MyLifeElsewhere is a collaborative project. Please enter price information for your location to help assist us in making these comparisons more accurate. Learn more

Add prices for Podgorica

Add prices for Ko Phan Ghan

Ask the Elsewhere Community

Join the Elsewhere community and ask a question about Ko Phan Ghan or Podgorica. It's a free, question-and-answer based forum to discuss what life is like in countries and cities around the world.