Cost of living comparison

compared to

Zagreb vs. Panama City Cost of Living Summary

Zagreb is 19.0% more expensive than Panama City.

Restaurants: pay 57.9% more in Zagreb
Groceries: pay 9.1% less in Zagreb
Transportation: pay 68.5% more in Zagreb
Housing: pay 2.7% less in Zagreb
Childcare: pay 7.7% less in Zagreb
Entertainment and Sports: pay 3.0% more in Zagreb
Clothing: pay 23.3% more in Zagreb

The cost of transportation, restaurants, clothing, and entertainment and sports in Zagreb are more expensive than in Panama City. Expenses including groceries, childcare, and housing are lower in Zagreb.

Zagreb vs. Panama City Cost Breakdown

If you lived in Zagreb instead of Panama City, you would:

Display currency: USD

pay 57.9% more for restaurants

	Panama City	Zagreb
Basic meal with drink at inexpensive restaurant	$10.00 PAB10.00	$14.02 HRK90.69	+40.2%
Fast food combo meal McDonalds, or similar	$8.00 PAB8.00	$9.34 HRK60.46	+16.8%
Bottle of Coca-Cola (11 fl. oz)	$1.70 PAB1.70	$3.15 HRK20.41	+85.7%
Bottle of water (11 fl. oz)	$1.33 PAB1.33	$2.52 HRK16.32	+88.9%
Average			+57.9%

Panama City vs. Zagreb - Cost of restaurants

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pay 9.1% less for groceries

	Panama City	Zagreb
Bread 1 loaf	$2.56 PAB2.56	$1.96 HRK12.66	-23.6%
Local cheese (8 oz)	$5.81 PAB5.81	$6.76 HRK43.72	+16.3%
Milk (1 gallon)	$6.82 PAB6.82	$5.05 HRK32.68	-26.0%
Eggs 1 dozen	$2.84 PAB2.84	$3.86 HRK24.96	+35.6%
Boneless chicken breast (1 lb)	$3.29 PAB3.29	$4.90 HRK31.68	+48.6%
Apples (1 lb)	$1.65 PAB1.65	$0.91 HRK5.89	-44.7%
Bananas (1 lb)	$0.70 PAB0.70	$0.81 HRK5.27	+15.7%
Oranges (1 lb)	$1.40 PAB1.40	$0.96 HRK6.21	-31.3%
Tomatoes (1 lb)	$1.46 PAB1.46	$1.35 HRK8.76	-7.3%
Potatoes (1 lb)	$1.00 PAB1.00	$0.69 HRK4.50	-30.2%
Onions (1 lb)	$1.37 PAB1.37	$0.65 HRK4.18	-52.8%
Average			-9.1%

Panama City vs. Zagreb - Cost of groceries

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pay 68.5% more for transportation

	Panama City	Zagreb
Gasoline (1 gallon)	$3.44 PAB3.44	$6.64 HRK42.98	+93.0%
Monthly public transit pass	$22.50 PAB22.50	$58.40 HRK377.89	+159.6%
New Volkswagen Golf 1.4 (standard edition)	$19,750.00 PAB19,750.00	$35,039.69 HRK226,732.71	+77.4%
Taxi trip in downtown area (5 miles)	$26.50 PAB26.50	$11.68 HRK75.58	-55.9%
Average			+68.5%

Panama City vs. Zagreb - Cost of transportation

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pay 2.7% less for housing

	Panama City	Zagreb
Internet connection 50 mbps or faster, cable/dsl	$49.20 PAB49.20	$34.74 HRK224.80	-29.4%
1-Bedroom apartment in downtown area	$1,164.71 PAB1,164.71	$885.05 HRK5,726.96	-24.0%
1-Bedroom apartment outside city center	$953.85 PAB953.85	$674.25 HRK4,362.89	-29.3%
Utilities for two (700 sq ft apartment) including electric, gas, water, heating	$95.90 PAB95.90	$164.98 HRK1,067.55	+72.0%
Average			-2.7%

Panama City vs. Zagreb - Cost of housing

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pay 7.7% less for childcare

	Panama City	Zagreb
Private preschool for 1 child, monthly	$476.00 PAB476.00	$490.56 HRK3,174.26	+3.1%
Middle school for 1 child, two semesters	$15,733.33 PAB15,733.33	$12,823.55 HRK82,977.87	-18.5%
Average			-7.7%

Panama City vs. Zagreb - Cost of childcare

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pay 3.0% more for entertainment and sports

	Panama City	Zagreb
Domestic/local beer (1 pint)	$3.00 PAB3.00	$3.50 HRK22.67	+16.8%
Cappuccino in mid-range area	$3.61 PAB3.61	$2.50 HRK16.20	-30.7%
Pack of cigarettes Marlboro or similar	$5.92 PAB5.92	$5.84 HRK37.79	-1.4%
Monthly membership at local gym	$43.86 PAB43.86	$52.95 HRK342.62	+20.7%
Movie ticket to theater/cinema	$8.00 PAB8.00	$8.76 HRK56.68	+9.5%
Average			+3.0%

Panama City vs. Zagreb - Cost of entertainment and sports

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pay 23.3% more for clothing

	Panama City	Zagreb
Regular jeans Levi's brand	$50.00 PAB50.00	$100.56 HRK650.69	+101.1%
Regular dress from H&M or similar store	$47.50 PAB47.50	$41.12 HRK266.10	-13.4%
Running shoes Nike or Adidas	$89.55 PAB89.55	$100.39 HRK649.59	+12.1%
Men's business shoes (leather)	$126.88 PAB126.88	$118.33 HRK765.70	-6.7%
Average			+23.3%

Panama City vs. Zagreb - Cost of clothing

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The statistics used to build this comparison are calculated using data from users just like you. We average the price of thousands of data points entered by users across the world. Learn more about our data sources. Page last updated: December 2025

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