Cost of living comparison

Chad

compared to

Montenegro

Podgorica vs. N'djamena Cost of Living Summary

Podgorica is 38.4% more expensive than N'djamena.

Restaurants: pay 54.6% more in Podgorica
Groceries: pay 8.5% less in Podgorica
Transportation: pay 27.4% more in Podgorica
Housing: pay 40.7% more in Podgorica
Entertainment and Sports: pay 2.8 times more in Podgorica
Clothing: pay 90.2% more in Podgorica

The cost of entertainment and sports, clothing, restaurants, housing, and transportation in Podgorica are more expensive than in N'djamena. Notably, entertainment and sports and clothing are significantly more expensive in Podgorica.

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Podgorica vs. N'djamena Cost Breakdown

If you lived in Podgorica instead of N'djamena, you would:

Display currency: USD

pay 54.6% more for restaurants

	N'djamena	Podgorica
Basic meal with drink at inexpensive restaurant	$8.54 FCFA4,983	$11.20 €9.97	+31.2%
Fast food combo meal McDonalds, or similar	??	$10.64 €9.47
Bottle of Coca-Cola (11 fl. oz)	$0.85 FCFA498	$2.55 €2.27	+199.1%
Bottle of water (11 fl. oz)	$0.85 FCFA498	$1.43 €1.27	+67.5%
Average			+54.6%

N'djamena vs. Podgorica - Cost of restaurants

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pay 8.5% less for groceries

	N'djamena	Podgorica
Bread 1 loaf	$0.34 FCFA199	$0.98 €0.87	+185.8%
Local cheese (8 oz)	$1.71 FCFA997	$4.33 €3.85	+153.4%
Milk (1 gallon)	$13.68 FCFA7,985	$4.90 €4.36	-64.2%
Eggs 1 dozen	$2.05 FCFA1,196	$3.50 €3.12	+71.0%
Boneless chicken breast (1 lb)	$3.10 FCFA1,808	$3.77 €3.35	+21.6%
Apples (1 lb)	$2.13 FCFA1,243	$0.72 €0.64	-66.0%
Bananas (1 lb)	$0.97 FCFA565	$0.76 €0.68	-21.3%
Oranges (1 lb)	$1.16 FCFA678	$0.80 €0.71	-31.4%
Tomatoes (1 lb)	$1.11 FCFA648	$1.07 €0.95	-3.5%
Potatoes (1 lb)	$0.72 FCFA422	$0.44 €0.39	-39.5%
Onions (1 lb)	$0.72 FCFA422	$0.47 €0.42	-34.5%
Average			-8.5%

N'djamena vs. Podgorica - Cost of groceries

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pay 27.4% more for transportation

	N'djamena	Podgorica
Gasoline (1 gallon)	$4.85 FCFA2,829	$7.02 €6.25	+44.8%
Monthly public transit pass	$85.35 FCFA49,830	$33.59 €29.90	-60.6%
New Volkswagen Golf 1.4 (standard edition)	$11,778.47 FCFA7M	$30,517.27 €27,161.47	+159.1%
Taxi trip in downtown area (5 miles)	$3.84 FCFA2,242	$7.03 €6.25	+82.9%
Average			+27.4%

N'djamena vs. Podgorica - Cost of transportation

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pay 40.7% more for housing

	N'djamena	Podgorica
Internet connection 50 mbps or faster, cable/dsl	$426.76 FCFA249K	$31.80 €28.30	-92.5%
1-Bedroom apartment in downtown area	$1,707.02 FCFA997K	$639.89 €569.53	-62.5%
1-Bedroom apartment outside city center	$85.35 FCFA49,830	$489.46 €435.64	+473.5%
Utilities for two (700 sq ft apartment) including electric, gas, water, heating	$32.63 FCFA19,053	$98.01 €87.24	+200.3%
Average			+40.7%

N'djamena vs. Podgorica - Cost of housing

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pay (unknown) more for childcare

	N'djamena	Podgorica
Private preschool for 1 child, monthly	??	$340.96 €303.47
Middle school for 1 child, two semesters	??	$7,315.61 €6,511.15

N'djamena vs. Podgorica - Cost of childcare

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pay 2.8 times more for entertainment and sports

	N'djamena	Podgorica
Domestic/local beer (1 pint)	$1.28 FCFA747	$3.08 €2.74	+140.5%
Cappuccino in mid-range area	$0.85 FCFA498	$2.17 €1.94	+154.7%
Pack of cigarettes Marlboro or similar	$0.98 FCFA573	$4.37 €3.89	+344.9%
Monthly membership at local gym	??	$48.15 €42.85
Movie ticket to theater/cinema	??	$6.44 €5.73
Average			+178.3%

N'djamena vs. Podgorica - Cost of entertainment and sports

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pay 90.2% more for clothing

	N'djamena	Podgorica
Regular jeans Levi's brand	$25.61 FCFA14,949	$87.34 €77.74	+241.1%
Regular dress from H&M or similar store	$34.14 FCFA19,932	$46.28 €41.19	+35.6%
Running shoes Nike or Adidas	$42.68 FCFA24,915	$97.42 €86.70	+128.3%
Men's business shoes (leather)	$85.35 FCFA49,830	$105.75 €94.12	+23.9%
Average			+90.2%

N'djamena vs. Podgorica - Cost of clothing

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We average the price of thousands of data points entered by users across the world. Sources: MyLifeElsewhere's cost-of-living dataset (prices updated October 2026). How we calculate this

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See the cost of living in Chad vs. Montenegro. This provides a comparison of the average cost of living from cities within Chad and Montenegro.

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