Cost of living comparison

Germany

compared to

Vietnam

Ho Chi Minh City vs. Munich Cost of Living Summary

Ho Chi Minh City is 63.4% cheaper than Munich.

Restaurants: pay 83.7% less in Ho Chi Minh City
Groceries: pay 44.2% less in Ho Chi Minh City
Transportation: pay 61.5% less in Ho Chi Minh City
Housing: pay 71.4% less in Ho Chi Minh City
Childcare: pay 13.6% less in Ho Chi Minh City
Entertainment and Sports: pay 72.1% less in Ho Chi Minh City
Clothing: pay 22.3% less in Ho Chi Minh City

Expenses including restaurants, entertainment and sports, housing, transportation, groceries, and clothing are lower in Ho Chi Minh City.

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Ho Chi Minh City vs. Munich Cost Breakdown

If you lived in Ho Chi Minh City instead of Munich, you would:

Display currency: USD

pay 83.7% less for restaurants

	Munich	Ho Chi Minh City
Basic meal with drink at inexpensive restaurant	$18.20 €16.19	$1.92 ₫49,832	-89.4%
Fast food combo meal McDonalds, or similar	$13.44 €11.96	$4.62 ₫120K	-65.6%
Bottle of Coca-Cola (11 fl. oz)	$3.95 €3.52	$0.54 ₫13,905	-86.4%
Bottle of water (11 fl. oz)	$3.31 €2.95	$0.33 ₫8,590	-90.0%
Average			-83.7%

Munich vs. Ho Chi Minh City - Cost of restaurants

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pay 44.2% less for groceries

	Munich	Ho Chi Minh City
Bread 1 loaf	$2.41 €2.15	$1.08 ₫27,843	-55.4%
Local cheese (8 oz)	$9.38 €8.35	$6.05 ₫157K	-35.5%
Milk (1 gallon)	$4.89 €4.35	$6.13 ₫159K	+25.3%
Eggs 1 dozen	$4.29 €3.82	$1.62 ₫42,008	-62.2%
Boneless chicken breast (1 lb)	$5.72 €5.09	$1.64 ₫42,570	-71.3%
Apples (1 lb)	$1.39 €1.24	$1.36 ₫35,261	-1.9%
Bananas (1 lb)	$0.91 €0.81	$0.58 ₫14,953	-36.3%
Oranges (1 lb)	$1.28 €1.14	$0.72 ₫18,715	-43.8%
Tomatoes (1 lb)	$1.88 €1.67	$0.58 ₫14,918	-69.3%
Potatoes (1 lb)	$0.90 €0.80	$0.54 ₫14,104	-39.6%
Onions (1 lb)	$0.82 €0.73	$0.53 ₫13,662	-35.6%
Average			-44.2%

Munich vs. Ho Chi Minh City - Cost of groceries

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pay 61.5% less for transportation

	Munich	Ho Chi Minh City
Gasoline (1 gallon)	$8.69 €7.73	$3.55 ₫91,950	-59.1%
Monthly public transit pass	$70.54 €62.79	$11.55 ₫299K	-83.6%
New Volkswagen Golf 1.4 (standard edition)	$32,914.63 €29,295.20	$30,715.02 ₫795M	-6.7%
Taxi trip in downtown area (5 miles)	$30.79 €27.41	$5.80 ₫150K	-81.2%
Average			-61.5%

Munich vs. Ho Chi Minh City - Cost of transportation

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pay 71.4% less for housing

	Munich	Ho Chi Minh City
Internet connection 50 mbps or faster, cable/dsl	$39.72 €35.35	$10.46 ₫271K	-73.7%
1-Bedroom apartment in downtown area	$1,679.87 €1,495.15	$585.86 ₫15M	-65.1%
1-Bedroom apartment outside city center	$1,258.31 €1,119.94	$297.81 ₫8M	-76.3%
Utilities for two (700 sq ft apartment) including electric, gas, water, heating	$275.69 €245.38	$79.24 ₫2M	-71.3%
Average			-71.4%

Munich vs. Ho Chi Minh City - Cost of housing

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pay 13.6% less for childcare

	Munich	Ho Chi Minh City
Private preschool for 1 child, monthly	$840.44 €748.02	$438.36 ₫11M	-47.8%
Middle school for 1 child, two semesters	$16,450.41 €14,641.46	$23,561.82 ₫610M	+43.2%
Average			-13.6%

Munich vs. Ho Chi Minh City - Cost of childcare

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pay 72.1% less for entertainment and sports

	Munich	Ho Chi Minh City
Domestic/local beer (1 pint)	$5.21 €4.63	$1.03 ₫26,762	-80.2%
Cappuccino in mid-range area	$4.39 €3.91	$1.81 ₫46,978	-58.7%
Pack of cigarettes Marlboro or similar	$11.20 €9.97	$1.23 ₫31,892	-89.0%
Monthly membership at local gym	$52.69 €46.90	$25.91 ₫671K	-50.8%
Movie ticket to theater/cinema	$15.68 €13.95	$3.46 ₫89,697	-77.9%
Average			-72.1%

Munich vs. Ho Chi Minh City - Cost of entertainment and sports

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pay 22.3% less for clothing

	Munich	Ho Chi Minh City
Regular jeans Levi's brand	$87.97 €78.29	$51.59 ₫1M	-41.4%
Regular dress from H&M or similar store	$42.11 €37.48	$34.61 ₫896K	-17.8%
Running shoes Nike or Adidas	$100.58 €89.52	$91.59 ₫2M	-8.9%
Men's business shoes (leather)	$113.76 €101.25	$94.62 ₫2M	-16.8%
Average			-22.3%

Munich vs. Ho Chi Minh City - Cost of clothing

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We average the price of thousands of data points entered by users across the world. Sources: MyLifeElsewhere's cost-of-living dataset (prices updated October 2026). How we calculate this

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