Cost of living comparison

Vietnam

compared to

Croatia

Zagreb vs. Ho Chi Minh City Cost of Living Summary

Zagreb is 83.7% more expensive than Ho Chi Minh City.

Restaurants: pay 4.1 times more in Zagreb
Groceries: pay 38.3% more in Zagreb
Transportation: pay 98.2% more in Zagreb
Housing: pay 92.8% more in Zagreb
Childcare: pay 31.1% less in Zagreb
Entertainment and Sports: pay 2.4 times more in Zagreb
Clothing: pay 32.2% more in Zagreb

The cost of restaurants, entertainment and sports, transportation, housing, groceries, and clothing in Zagreb are more expensive than in Ho Chi Minh City. Notably, restaurants, entertainment and sports, and transportation are significantly more expensive in Zagreb.

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Zagreb vs. Ho Chi Minh City Cost Breakdown

If you lived in Zagreb instead of Ho Chi Minh City, you would:

Display currency: USD

pay 4.1 times more for restaurants

	Ho Chi Minh City	Zagreb
Basic meal with drink at inexpensive restaurant	$1.92 ₫49,832	$12.32 HRK82.58	+540.0%
Fast food combo meal McDonalds, or similar	$4.62 ₫120K	$8.12 HRK54.42	+75.8%
Bottle of Coca-Cola (11 fl. oz)	$0.54 ₫13,905	$3.04 HRK20.36	+465.4%
Bottle of water (11 fl. oz)	$0.33 ₫8,590	$2.59 HRK17.36	+680.5%
Average			+310.2%

Ho Chi Minh City vs. Zagreb - Cost of restaurants

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pay 38.3% more for groceries

	Ho Chi Minh City	Zagreb
Bread 1 loaf	$1.08 ₫27,843	$1.63 HRK10.95	+51.9%
Local cheese (8 oz)	$6.05 ₫157K	$7.46 HRK50.04	+23.4%
Milk (1 gallon)	$6.13 ₫159K	$4.78 HRK32.05	-22.0%
Eggs 1 dozen	$1.62 ₫42,008	$3.93 HRK26.33	+142.1%
Boneless chicken breast (1 lb)	$1.64 ₫42,570	$5.41 HRK36.30	+229.3%
Apples (1 lb)	$1.36 ₫35,261	$1.04 HRK6.96	-23.7%
Bananas (1 lb)	$0.58 ₫14,953	$0.79 HRK5.32	+37.4%
Oranges (1 lb)	$0.72 ₫18,715	$0.95 HRK6.35	+31.1%
Tomatoes (1 lb)	$0.58 ₫14,918	$1.15 HRK7.71	+99.6%
Potatoes (1 lb)	$0.54 ₫14,104	$0.60 HRK4.05	+11.0%
Onions (1 lb)	$0.53 ₫13,662	$0.53 HRK3.54	-0.1%
Average			+38.3%

Ho Chi Minh City vs. Zagreb - Cost of groceries

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pay 98.2% more for transportation

	Ho Chi Minh City	Zagreb
Gasoline (1 gallon)	$3.55 ₫91,950	$7.15 HRK47.92	+101.3%
Monthly public transit pass	$11.55 ₫299K	$53.50 HRK358.68	+363.3%
New Volkswagen Golf 1.4 (standard edition)	$30,715.02 ₫795M	$27,993.39 HRK188K	-8.9%
Taxi trip in downtown area (5 miles)	$5.80 ₫150K	$13.44 HRK90.08	+131.6%
Average			+98.2%

Ho Chi Minh City vs. Zagreb - Cost of transportation

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pay 92.8% more for housing

	Ho Chi Minh City	Zagreb
Internet connection 50 mbps or faster, cable/dsl	$10.46 ₫271K	$40.80 HRK273.55	+290.0%
1-Bedroom apartment in downtown area	$585.86 ₫15M	$869.66 HRK5,830.31	+48.4%
1-Bedroom apartment outside city center	$297.81 ₫8M	$659.99 HRK4,424.62	+121.6%
Utilities for two (700 sq ft apartment) including electric, gas, water, heating	$79.24 ₫2M	$167.33 HRK1,121.83	+111.2%
Average			+92.8%

Ho Chi Minh City vs. Zagreb - Cost of housing

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pay 31.1% less for childcare

	Ho Chi Minh City	Zagreb
Private preschool for 1 child, monthly	$438.36 ₫11M	$494.08 HRK3,312.40	+12.7%
Middle school for 1 child, two semesters	$23,561.82 ₫610M	$9,918.06 HRK66,491.85	-57.9%
Average			-31.1%

Ho Chi Minh City vs. Zagreb - Cost of childcare

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pay 2.4 times more for entertainment and sports

	Ho Chi Minh City	Zagreb
Domestic/local beer (1 pint)	$1.03 ₫26,762	$3.36 HRK22.52	+225.0%
Cappuccino in mid-range area	$1.81 ₫46,978	$2.50 HRK16.73	+37.5%
Pack of cigarettes Marlboro or similar	$1.23 ₫31,892	$5.77 HRK38.66	+368.2%
Monthly membership at local gym	$25.91 ₫671K	$50.32 HRK337.34	+94.2%
Movie ticket to theater/cinema	$3.46 ₫89,697	$8.96 HRK60.05	+158.6%
Average			+135.7%

Ho Chi Minh City vs. Zagreb - Cost of entertainment and sports

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pay 32.2% more for clothing

	Ho Chi Minh City	Zagreb
Regular jeans Levi's brand	$51.59 ₫1M	$105.08 HRK704.49	+103.7%
Regular dress from H&M or similar store	$34.61 ₫896K	$43.32 HRK290.43	+25.2%
Running shoes Nike or Adidas	$91.59 ₫2M	$94.92 HRK636.35	+3.6%
Men's business shoes (leather)	$94.62 ₫2M	$109.43 HRK733.62	+15.6%
Average			+32.2%

Ho Chi Minh City vs. Zagreb - Cost of clothing

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We average the price of thousands of data points entered by users across the world. Sources: MyLifeElsewhere's cost-of-living dataset (prices updated October 2026). How we calculate this

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