Cost of living comparison

Montenegro

compared to

Vietnam

Ho Chi Minh City vs. Herceg Novi Cost of Living Summary

Ho Chi Minh City is 30.7% cheaper than Herceg Novi.

Restaurants: pay 73.7% less in Ho Chi Minh City
Groceries: pay 5.6% less in Ho Chi Minh City
Transportation: pay 47.4% less in Ho Chi Minh City
Housing: pay 22.5% less in Ho Chi Minh City
Childcare: pay 81.9% more in Ho Chi Minh City
Entertainment and Sports: pay 54.2% less in Ho Chi Minh City
Clothing: pay 5.7% less in Ho Chi Minh City

Expenses including restaurants, entertainment and sports, transportation, housing, clothing, and groceries are lower in Ho Chi Minh City. Notably, childcare is significantly more expensive in Ho Chi Minh City.

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Ho Chi Minh City vs. Herceg Novi Cost Breakdown

If you lived in Ho Chi Minh City instead of Herceg Novi, you would:

Display currency: USD

pay 73.7% less for restaurants

	Herceg Novi	Ho Chi Minh City
Basic meal with drink at inexpensive restaurant	$11.20 €9.99	$1.92 ₫49,735	-82.8%
Fast food combo meal McDonalds, or similar	$8.96 €8.00	$4.62 ₫119K	-48.4%
Bottle of Coca-Cola (11 fl. oz)	$2.52 €2.25	$0.54 ₫13,878	-78.7%
Bottle of water (11 fl. oz)	$1.60 €1.42	$0.33 ₫8,573	-79.2%
Average			-73.7%

Herceg Novi vs. Ho Chi Minh City - Cost of restaurants

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pay 5.6% less for groceries

	Herceg Novi	Ho Chi Minh City
Bread 1 loaf	$0.98 €0.87	$1.08 ₫27,789	+9.8%
Local cheese (8 oz)	$4.48 €4.00	$6.05 ₫156K	+35.1%
Milk (1 gallon)	$4.45 €3.97	$6.13 ₫158K	+37.7%
Eggs 1 dozen	$3.05 €2.72	$1.62 ₫41,927	-46.8%
Boneless chicken breast (1 lb)	$3.34 €2.98	$1.64 ₫42,487	-50.8%
Apples (1 lb)	$0.59 €0.53	$1.36 ₫35,193	+129.2%
Bananas (1 lb)	$0.69 €0.62	$0.58 ₫14,924	-16.8%
Oranges (1 lb)	$0.72 €0.65	$0.72 ₫18,679	-0.1%
Tomatoes (1 lb)	$1.34 €1.19	$0.58 ₫14,889	-56.9%
Potatoes (1 lb)	$0.41 €0.37	$0.54 ₫14,077	+32.4%
Onions (1 lb)	$0.58 €0.51	$0.53 ₫13,636	-8.3%
Average			-5.6%

Herceg Novi vs. Ho Chi Minh City - Cost of groceries

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pay 47.4% less for transportation

	Herceg Novi	Ho Chi Minh City
Gasoline (1 gallon)	$6.58 €5.87	$3.55 ₫91,772	-46.0%
Monthly public transit pass	$44.79 €39.98	$11.55 ₫298K	-74.2%
New Volkswagen Golf 1.4 (standard edition)	$32,472.33 €28,982.79	$30,715.02 ₫794M	-5.4%
Taxi trip in downtown area (5 miles)	$11.87 €10.59	$5.80 ₫150K	-51.1%
Average			-47.4%

Herceg Novi vs. Ho Chi Minh City - Cost of transportation

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pay 22.5% less for housing

	Herceg Novi	Ho Chi Minh City
Internet connection 50 mbps or faster, cable/dsl	$33.87 €30.23	$10.46 ₫270K	-69.1%
1-Bedroom apartment in downtown area	$654.82 €584.45	$585.86 ₫15M	-10.5%
1-Bedroom apartment outside city center	$395.04 €352.59	$297.81 ₫8M	-24.6%
Utilities for two (700 sq ft apartment) including electric, gas, water, heating	$102.30 €91.31	$79.24 ₫2M	-22.5%
Average			-22.5%

Herceg Novi vs. Ho Chi Minh City - Cost of housing

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pay 81.9% more for childcare

	Herceg Novi	Ho Chi Minh City
Private preschool for 1 child, monthly	$447.89 €399.76	$438.36 ₫11M	-2.1%
Middle school for 1 child, two semesters	$6,970.35 €6,221.31	$23,561.82 ₫609M	+238.0%
Average			+81.9%

Herceg Novi vs. Ho Chi Minh City - Cost of childcare

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pay 54.2% less for entertainment and sports

	Herceg Novi	Ho Chi Minh City
Domestic/local beer (1 pint)	$2.80 €2.50	$1.03 ₫26,710	-63.1%
Cappuccino in mid-range area	$2.58 €2.30	$1.81 ₫46,887	-29.6%
Pack of cigarettes Marlboro or similar	$3.92 €3.50	$1.23 ₫31,830	-68.6%
Monthly membership at local gym	$55.99 €49.97	$25.91 ₫670K	-53.7%
Movie ticket to theater/cinema	$7.84 €7.00	$3.46 ₫89,523	-55.8%
Average			-54.2%

Herceg Novi vs. Ho Chi Minh City - Cost of entertainment and sports

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pay 5.7% less for clothing

	Herceg Novi	Ho Chi Minh City
Regular jeans Levi's brand	$83.98 €74.96	$51.59 ₫1M	-38.6%
Regular dress from H&M or similar store	$33.59 €29.98	$34.61 ₫894K	+3.0%
Running shoes Nike or Adidas	$72.78 €64.96	$91.59 ₫2M	+25.8%
Men's business shoes (leather)	$95.18 €84.95	$94.62 ₫2M	-0.6%
Average			-5.7%

Herceg Novi vs. Ho Chi Minh City - Cost of clothing

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We average the price of thousands of data points entered by users across the world. Sources: MyLifeElsewhere's cost-of-living dataset (prices updated October 2026). How we calculate this

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