Cost of living comparison

Gibraltar

compared to

Croatia

Zagreb vs. Gibraltar Cost of Living Summary

Zagreb is 37.1% cheaper than Gibraltar.

Restaurants: pay 34.9% less in Zagreb
Groceries: pay 27.8% less in Zagreb
Transportation: pay 12.5% less in Zagreb
Housing: pay 50.3% less in Zagreb
Childcare: pay 54.4% less in Zagreb
Entertainment and Sports: pay 32.0% less in Zagreb
Clothing: pay 26.1% less in Zagreb

Expenses including childcare, housing, restaurants, entertainment and sports, groceries, and clothing are lower in Zagreb.

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Zagreb vs. Gibraltar Cost Breakdown

If you lived in Zagreb instead of Gibraltar, you would:

Display currency: USD

pay 34.9% less for restaurants

	Gibraltar	Zagreb
Basic meal with drink at inexpensive restaurant	$19.82 GIP14.87	$12.32 HRK82.58	-37.9%
Fast food combo meal McDonalds, or similar	$17.51 GIP13.14	$8.12 HRK54.42	-53.6%
Bottle of Coca-Cola (11 fl. oz)	$2.32 GIP1.74	$3.04 HRK20.36	+30.7%
Bottle of water (11 fl. oz)	$1.98 GIP1.49	$2.59 HRK17.36	+30.6%
Average			-34.9%

Gibraltar vs. Zagreb - Cost of restaurants

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pay 27.8% less for groceries

	Gibraltar	Zagreb
Bread 1 loaf	$2.47 GIP1.85	$1.63 HRK10.95	-33.9%
Local cheese (8 oz)	$6.02 GIP4.52	$7.46 HRK50.04	+24.0%
Milk (1 gallon)	$7.00 GIP5.25	$4.78 HRK32.05	-31.7%
Eggs 1 dozen	$6.20 GIP4.65	$3.93 HRK26.33	-36.6%
Boneless chicken breast (1 lb)	$3.82 GIP2.87	$5.41 HRK36.30	+41.7%
Apples (1 lb)	$1.35 GIP1.01	$1.04 HRK6.96	-23.0%
Bananas (1 lb)	$1.31 GIP0.98	$0.79 HRK5.32	-39.5%
Oranges (1 lb)	$1.65 GIP1.24	$0.95 HRK6.35	-42.5%
Tomatoes (1 lb)	$1.51 GIP1.13	$1.15 HRK7.71	-23.9%
Potatoes (1 lb)	$1.24 GIP0.93	$0.60 HRK4.05	-51.4%
Onions (1 lb)	$0.94 GIP0.71	$0.53 HRK3.54	-44.1%
Average			-27.8%

Gibraltar vs. Zagreb - Cost of groceries

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pay 12.5% less for transportation

	Gibraltar	Zagreb
Gasoline (1 gallon)	$5.61 GIP4.21	$7.15 HRK47.92	+27.3%
Monthly public transit pass	??	$53.50 HRK358.68
New Volkswagen Golf 1.4 (standard edition)	$49,553.88 GIP37,180.28	$27,993.39 HRK188K	-43.5%
Taxi trip in downtown area (5 miles)	??	$13.44 HRK90.08
Average			-12.5%

Gibraltar vs. Zagreb - Cost of transportation

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pay 50.3% less for housing

	Gibraltar	Zagreb
Internet connection 50 mbps or faster, cable/dsl	$66.07 GIP49.57	$40.80 HRK273.55	-38.2%
1-Bedroom apartment in downtown area	$2,151.74 GIP1,614.45	$869.66 HRK5,830.31	-59.6%
1-Bedroom apartment outside city center	$1,593.65 GIP1,195.72	$659.99 HRK4,424.62	-58.6%
Utilities for two (700 sq ft apartment) including electric, gas, water, heating	$127.54 GIP95.69	$167.33 HRK1,121.83	+31.2%
Average			-50.3%

Gibraltar vs. Zagreb - Cost of housing

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pay 54.4% less for childcare

	Gibraltar	Zagreb
Private preschool for 1 child, monthly	$1,112.65 GIP834.82	$494.08 HRK3,312.40	-55.6%
Middle school for 1 child, two semesters	$21,142.99 GIP15,863.59	$9,918.06 HRK66,491.85	-53.1%
Average			-54.4%

Gibraltar vs. Zagreb - Cost of childcare

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pay 32.0% less for entertainment and sports

	Gibraltar	Zagreb
Domestic/local beer (1 pint)	$5.29 GIP3.97	$3.36 HRK22.52	-36.4%
Cappuccino in mid-range area	$4.02 GIP3.02	$2.50 HRK16.73	-37.9%
Pack of cigarettes Marlboro or similar	$5.15 GIP3.87	$5.77 HRK38.66	+11.9%
Monthly membership at local gym	$79.29 GIP59.49	$50.32 HRK337.34	-36.5%
Movie ticket to theater/cinema	$13.21 GIP9.91	$8.96 HRK60.05	-32.2%
Average			-32.0%

Gibraltar vs. Zagreb - Cost of entertainment and sports

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pay 26.1% less for clothing

	Gibraltar	Zagreb
Regular jeans Levi's brand	$136.55 GIP102.45	$105.08 HRK704.49	-23.0%
Regular dress from H&M or similar store	$66.07 GIP49.57	$43.32 HRK290.43	-34.4%
Running shoes Nike or Adidas	$120.58 GIP90.47	$94.92 HRK636.35	-21.3%
Men's business shoes (leather)	$145.36 GIP109.06	$109.43 HRK733.62	-24.7%
Average			-26.1%

Gibraltar vs. Zagreb - Cost of clothing

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We average the price of thousands of data points entered by users across the world. Sources: MyLifeElsewhere's cost-of-living dataset (prices updated October 2026). How we calculate this

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