Cost of living comparison

Croatia

compared to

Montenegro

Tivat vs. Dubrovnik Cost of Living Summary

Tivat is 14.5% more expensive than Dubrovnik.

Restaurants: pay 49.1% less in Tivat
Groceries: pay 0.6% more in Tivat
Transportation: pay 22.0% less in Tivat
Housing: pay 5.5% less in Tivat
Childcare: pay 2.9 times more in Tivat
Entertainment and Sports: pay 39.5% less in Tivat
Clothing: pay 30.7% more in Tivat

The cost of childcare, clothing, and groceries in Tivat are more expensive than in Dubrovnik. Expenses including restaurants, entertainment and sports, transportation, and housing are lower in Tivat. Notably, childcare is significantly more expensive in Tivat.

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Tivat vs. Dubrovnik Cost Breakdown

If you lived in Tivat instead of Dubrovnik, you would:

Display currency: USD

pay 49.1% less for restaurants

	Dubrovnik	Tivat
Basic meal with drink at inexpensive restaurant	$20.44 HRK134.64	$11.10 €9.70	-45.7%
Fast food combo meal McDonalds, or similar	$14.02 HRK92.32	$9.34 €8.17	-33.3%
Bottle of Coca-Cola (11 fl. oz)	$4.70 HRK30.94	$2.42 €2.12	-48.4%
Bottle of water (11 fl. oz)	$4.69 HRK30.91	$1.45 €1.26	-69.2%
Average			-49.1%

Dubrovnik vs. Tivat - Cost of restaurants

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pay 0.6% more for groceries

	Dubrovnik	Tivat
Bread 1 loaf	$1.28 HRK8.46	$1.06 €0.93	-17.3%
Local cheese (8 oz)	$5.26 HRK34.62	$4.52 €3.96	-13.9%
Milk (1 gallon)	$4.20 HRK27.67	$5.00 €4.37	+19.1%
Eggs 1 dozen	$4.34 HRK28.62	$3.23 €2.83	-25.6%
Boneless chicken breast (1 lb)	$4.50 HRK29.66	$3.83 €3.35	-14.9%
Apples (1 lb)	$0.77 HRK5.06	$0.68 €0.60	-11.0%
Bananas (1 lb)	$0.72 HRK4.71	$0.79 €0.69	+10.7%
Oranges (1 lb)	$0.79 HRK5.23	$0.76 €0.66	-4.7%
Tomatoes (1 lb)	$1.01 HRK6.63	$1.36 €1.19	+35.4%
Potatoes (1 lb)	$0.42 HRK2.79	$0.46 €0.40	+7.5%
Onions (1 lb)	$0.44 HRK2.88	$0.53 €0.46	+21.2%
Average			+0.6%

Dubrovnik vs. Tivat - Cost of groceries

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pay 22.0% less for transportation

	Dubrovnik	Tivat
Gasoline (1 gallon)	$6.66 HRK43.89	$6.63 €5.80	-0.5%
Monthly public transit pass	$57.23 HRK376.99	$40.88 €35.74	-28.6%
New Volkswagen Golf 1.4 (standard edition)	$38,460.23 HRK253K	$26,863.76 €23,488.46	-30.2%
Taxi trip in downtown area (5 miles)	$14.72 HRK96.94	$10.51 €9.19	-28.6%
Average			-22.0%

Dubrovnik vs. Tivat - Cost of transportation

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pay 5.5% less for housing

	Dubrovnik	Tivat
Internet connection 50 mbps or faster, cable/dsl	$27.45 HRK180.80	$33.29 €29.11	+21.3%
1-Bedroom apartment in downtown area	$1,206.92 HRK7,950.21	$1,070.66 €936.13	-11.3%
1-Bedroom apartment outside city center	$856.53 HRK5,642.08	$739.73 €646.78	-13.6%
Utilities for two (700 sq ft apartment) including electric, gas, water, heating	$143.99 HRK948.50	$117.51 €102.74	-18.4%
Average			-5.5%

Dubrovnik vs. Tivat - Cost of housing

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pay 2.9 times more for childcare

	Dubrovnik	Tivat
Private preschool for 1 child, monthly	$93.44 HRK615.50	$418.53 €365.94	+347.9%
Middle school for 1 child, two semesters	$8,175.93 HRK53,856.23	$10,161.51 €8,884.77	+24.3%
Average			+186.1%

Dubrovnik vs. Tivat - Cost of childcare

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pay 39.5% less for entertainment and sports

	Dubrovnik	Tivat
Domestic/local beer (1 pint)	$8.18 HRK53.86	$2.74 €2.40	-66.4%
Cappuccino in mid-range area	$4.30 HRK28.32	$2.20 €1.92	-48.9%
Pack of cigarettes Marlboro or similar	$5.55 HRK36.58	$4.44 €3.88	-20.1%
Monthly membership at local gym	$72.03 HRK474.45	$49.64 €43.40	-31.1%
Movie ticket to theater/cinema	$8.47 HRK55.78	$5.84 €5.11	-31.0%
Average			-39.5%

Dubrovnik vs. Tivat - Cost of entertainment and sports

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pay 30.7% more for clothing

	Dubrovnik	Tivat
Regular jeans Levi's brand	$75.92 HRK500.09	$86.70 €75.81	+14.2%
Regular dress from H&M or similar store	$29.20 HRK192.34	$40.88 €35.74	+40.0%
Running shoes Nike or Adidas	$70.08 HRK461.62	$95.63 €83.61	+36.5%
Men's business shoes (leather)	$81.76 HRK538.56	$108.04 €94.46	+32.1%
Average			+30.7%

Dubrovnik vs. Tivat - Cost of clothing

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The statistics used to build this comparison are calculated using data from users just like you. We average the price of thousands of data points entered by users across the world. Learn more about our data sources. Page last updated: July 2026

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