Cost of living comparison

compared to

Bermuda vs. Cayman Islands Cost of Living Summary

Bermuda is 15.3% more expensive than Cayman Islands overall.

Restaurants: pay 38.2% more in Bermuda
Groceries: pay 21.4% more in Bermuda
Transportation: pay 31.3% more in Bermuda
Housing: pay 12.3% more in Bermuda
Childcare: pay 3.5% less in Bermuda
Entertainment and Sports: pay 8.5% more in Bermuda
Clothing: pay 1.0% less in Bermuda

The cost of restaurants, transportation, groceries, housing, and entertainment and sports in Bermuda are more expensive than in Cayman Islands. Expenses including childcare and clothing are lower in Bermuda.

Bermuda vs. Cayman Islands Cost Breakdown

If you lived in Bermuda instead of Cayman Islands, you would:

Display currency: USD

pay 38.2% more for restaurants

	Cayman Islands	Bermuda
Basic meal with drink at inexpensive restaurant	$25.98 KYD21.65	$60.00 BMD60.00	+130.9%
Fast food combo meal McDonalds, or similar	$13.39 KYD11.16	$15.00 BMD15.00	+12.0%
Bottle of Coca-Cola (11 fl. oz)	$3.43 KYD2.86	$3.42 BMD3.42	-0.4%
Bottle of water (11 fl. oz)	$2.64 KYD2.20	$2.92 BMD2.92	+10.5%
Average			+38.2%

Cayman Islands vs. Bermuda - Cost of restaurants

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pay 21.4% more for groceries

	Cayman Islands	Bermuda
Bread 1 loaf	$5.68 KYD4.73	$8.38 BMD8.38	+47.5%
Local cheese (8 oz)	$5.40 KYD4.50	$6.09 BMD6.09	+12.7%
Milk (1 gallon)	$11.94 KYD9.95	$16.74 BMD16.74	+40.2%
Eggs 1 dozen	$7.93 KYD6.61	$7.53 BMD7.53	-5.0%
Boneless chicken breast (1 lb)	$7.20 KYD6.00	$10.49 BMD10.49	+45.7%
Apples (1 lb)	$4.75 KYD3.96	$5.80 BMD5.80	+22.2%
Bananas (1 lb)	$2.05 KYD1.71	$3.01 BMD3.01	+46.8%
Oranges (1 lb)	$3.53 KYD2.94	$4.38 BMD4.38	+24.3%
Tomatoes (1 lb)	$3.46 KYD2.89	$3.18 BMD3.18	-8.4%
Potatoes (1 lb)	$2.40 KYD2.00	$3.40 BMD3.40	+41.6%
Onions (1 lb)	$2.51 KYD2.09	$1.71 BMD1.71	-32.0%
Average			+21.4%

Cayman Islands vs. Bermuda - Cost of groceries

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pay 31.3% more for transportation

	Cayman Islands	Bermuda
Gasoline (1 gallon)	$6.42 KYD5.35	$8.89 BMD8.89	+38.3%
Monthly public transit pass	$29.99 KYD24.99	$69.00 BMD69.00	+130.1%
New Volkswagen Golf 1.4 (standard edition)	$35,985.79 KYD29,989.95	$32,500.00 BMD32,500.00	-9.7%
Taxi trip in downtown area (5 miles)	$55.34 KYD46.12	$36.83 BMD36.83	-33.4%
Average			+31.3%

Cayman Islands vs. Bermuda - Cost of transportation

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pay 12.3% more for housing

	Cayman Islands	Bermuda
Internet connection 50 mbps or faster, cable/dsl	$110.43 KYD92.03	$151.67 BMD151.67	+37.3%
1-Bedroom apartment in downtown area	$2,734.92 KYD2,279.23	$3,616.67 BMD3,616.67	+32.2%
1-Bedroom apartment outside city center	$1,947.14 KYD1,622.72	$2,266.67 BMD2,266.67	+16.4%
Utilities for two (700 sq ft apartment) including electric, gas, water, heating	$305.30 KYD254.43	$193.88 BMD193.88	-36.5%
Average			+12.3%

Cayman Islands vs. Bermuda - Cost of housing

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pay 3.5% less for childcare

	Cayman Islands	Bermuda
Private preschool for 1 child, monthly	$1,591.04 KYD1,325.95	$1,320.00 BMD1,320.00	-17.0%
Middle school for 1 child, two semesters	$22,294.31 KYD18,579.70	$24,500.00 BMD24,500.00	+9.9%
Average			-3.5%

Cayman Islands vs. Bermuda - Cost of childcare

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pay 8.5% more for entertainment and sports

	Cayman Islands	Bermuda
Domestic/local beer (1 pint)	$8.40 KYD7.00	$10.00 BMD10.00	+19.1%
Cappuccino in mid-range area	$6.53 KYD5.44	$6.44 BMD6.44	-1.4%
Pack of cigarettes Marlboro or similar	$14.39 KYD12.00	$17.62 BMD17.62	+22.4%
Monthly membership at local gym	$147.84 KYD123.20	$188.00 BMD188.00	+27.2%
Movie ticket to theater/cinema	$17.99 KYD14.99	$13.50 BMD13.50	-25.0%
Average			+8.5%

Cayman Islands vs. Bermuda - Cost of entertainment and sports

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pay 1.0% less for clothing

	Cayman Islands	Bermuda
Regular jeans Levi's brand	$74.97 KYD62.48	$80.00 BMD80.00	+6.7%
Regular dress from H&M or similar store	$70.47 KYD58.73	$60.00 BMD60.00	-14.9%
Running shoes Nike or Adidas	$127.28 KYD106.08	$142.50 BMD142.50	+12.0%
Men's business shoes (leather)	$137.95 KYD114.96	$127.17 BMD127.17	-7.8%
Average			-1.0%

Cayman Islands vs. Bermuda - Cost of clothing

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The statistics used to build this comparison are calculated using data from users just like you. We average the price of thousands of data points entered by users across the world. Learn more about our data sources. Page last updated: December 2025

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