If you lived in Finland instead of Montenegro, you would:

Health

live 4.5 years longer

In Montenegro, the average life expectancy is 78 years (76 years for men, 80 years for women) as of 2024. In Finland, that number is 82 years (80 years for men, 85 years for women) as of 2024.

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see 2.2 times more spent on your healthcare

Montenegro spends $2,908 per person on healthcare as of 2023 (international dollars, adjusted for prices). Finland spends $6,433 as of 2023.

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have 29.7% more doctors per person

Montenegro has 27.8 doctors per 10,000 people as of 2023. Finland has 36.1 as of 2021.

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have 19.4% more access to essential health services

Montenegro scores 72 out of 100 on the universal health coverage index as of 2021. Finland scores 86 as of 2021.

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be 41.5% more likely to be obese

In Montenegro, 17.1% of adults are obese as of 2024. In Finland, that number is 24.2% of people as of 2024.

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be 28.8% more likely to die by suicide

Montenegro has a suicide rate of 11.3 per 100,000 people as of 2021. In Finland, it is 14.6 per 100,000 as of 2021.

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Economy

be 30.3% less likely to be unemployed

In Montenegro, 13.6% of the labor force is unemployed as of 2025. In Finland, that number is 9.5% as of 2025.

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be 39.0% less likely to live below the poverty line

In Montenegro, 20.0% live below the poverty line as of 2023. In Finland, however, that number is 12.2% as of 2022.

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make 3.8 times more money

Montenegro has a GDP per capita of $14,817 as of 2025, while in Finland, the GDP per capita is $56,149 as of 2025.

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Life

be 33.3% more likely to die during childbirth

In Montenegro, approximately 6.0 women die from pregnancy or childbirth per 100,000 live births as of 2023. In Finland, 8.0 women do as of 2023.

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have 30.4% fewer children

In Montenegro, there are approximately 11.2 babies per 1,000 people as of 2024. In Finland, there are 7.8 babies per 1,000 people as of 2024.

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Geography

see 4.3 times more coastline

Montenegro has a total of 294 km of coastline. In Finland, that number is 1,250 km.

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Safety

be 53.8% less likely to die in a road accident

In Montenegro, road accidents kill 9.1 people per 100,000 as of 2021. In Finland, they kill 4.2 per 100,000 as of 2021.

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be 24.1% more likely to be murdered

Montenegro has a homicide rate of 0.8 per 100,000 people as of 2023. In Finland, that number is 1.0 per 100,000 as of 2023.

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Infrastructure

find 12.9% more home broadband

Montenegro has 32.3 fixed broadband subscriptions per 100 people as of 2024. Finland has 36.5 as of 2024.

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use 3.2 times more electricity

Montenegro uses 4,564 kWh of electricity per person each year as of 2023. Finland uses 14,819 kWh as of 2024.

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Environment

be 88.3% less likely to die from air pollution

In Montenegro, air pollution causes 60.0 deaths per 100,000 people as of 2019. In Finland, it causes 7.0 as of 2019.

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Sources: World Bank (2021–2025), United Nations SDG Indicators (2019–2021), World Health Organization (2024), The World Factbook. How we calculate this

Finland: At a glance

Finland is a sovereign country in Europe, with a total land area of approximately 303,815 sq km. Finland was a province and then a grand duchy under Sweden from the 12th to the 19th centuries, and an autonomous grand duchy of Russia after 1809. It gained complete independence in 1917. During World War II, it successfully defended its independence through cooperation with Germany and resisted subsequent invasions by the Soviet Union - albeit with some loss of territory. In the subsequent half century, Finland transformed from a farm/forest economy to a diversified modern industrial economy; per capita income is among the highest in Western Europe. A member of the European Union since 1995, Finland was the only Nordic state to join the euro single currency at its initiation in January 1999. In the 21st century, the key features of Finland's modern welfare state are high quality education, promotion of equality, and a national social welfare system - currently challenged by an aging population and the fluctuations of an export-driven economy.
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