Quality of life comparison

compared to

If you lived in Montenegro instead of Monaco, you would:

Health

live 8.6 years less

In Monaco, the average life expectancy is 86 years (85 years for men, 89 years for women) as of 2024. In Montenegro, that number is 78 years (76 years for men, 80 years for women) as of 2024.

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see 70.3% less spent on your healthcare

Monaco spends $9,797 per person on healthcare as of 2023 (international dollars, adjusted for prices). Montenegro spends $2,908 as of 2023.

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have 67.7% fewer doctors per person

Monaco has 86.1 doctors per 10,000 people as of 2020. Montenegro has 27.8 as of 2023.

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have 16.3% less access to essential health services

Monaco scores 86 out of 100 on the universal health coverage index as of 2021. Montenegro scores 72 as of 2021.

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Economy

make 94.9% less money

Monaco has a GDP per capita of $288,002 as of 2024, while in Montenegro, the GDP per capita is $14,817 as of 2025.

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Life

be 13.6% less likely to die during infancy

In Monaco, approximately 2.2 children (per 1,000 live births) die before they reach the age of one as of 2024. In Montenegro, on the other hand, 1.9 children do as of 2024.

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have 17.2% more children

In Monaco, there are approximately 9.6 babies per 1,000 people as of 2024. In Montenegro, there are 11.2 babies per 1,000 people as of 2024.

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be 20.0% more likely to die during childbirth

In Monaco, approximately 5.0 women die from pregnancy or childbirth per 100,000 live births as of 2023. In Montenegro, 6.0 women do as of 2023.

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Basic Needs

be 10.3% less likely to have internet access

In Monaco, approximately 99.0% of the population has internet access as of 2024. In Montenegro, about 88.9% do as of 2024.

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Expenditures

spend 3.1 times more on healthcare

Monaco spends 3.1% of its total GDP on healthcare as of 2023. In Montenegro, that number is 9.7% of GDP as of 2023.

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Geography

see 71.6 times more coastline

Monaco has a total of 4 km of coastline. In Montenegro, that number is 294 km.

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Infrastructure

find 42.0% less home broadband

Monaco has 55.7 fixed broadband subscriptions per 100 people as of 2024. Montenegro has 32.3 as of 2024.

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Sources: World Bank (2020–2025), United Nations SDG Indicators (2021), The World Factbook. How we calculate this

Compare further: Monaco vs. Montenegro

Cost of Living Comparison · 7 categories - 2026 data
Montenegro is 74.3% cheaper than Monaco overall
→
Size Comparison · See true size
Monaco is about 6,906 times smaller than Montenegro.
→
Moving from Monaco to Montenegro · Cost, visas & climate
Compare cost of living, salary and climate.
→

Montenegro: At a glance

Montenegro is a sovereign country in Europe, with a total land area of approximately 13,452 sq km. The use of the name Crna Gora or Black Mountain (Montenegro) began in the 13th century in reference to a highland region in the Serbian province of Zeta. The later medieval state of Zeta maintained its existence until 1496 when Montenegro finally fell under Ottoman rule. Over subsequent centuries Montenegro managed to maintain a level of autonomy within the Ottoman Empire. From the 16th to 19th centuries, Montenegro was a theocracy ruled by a series of bishop princes; in 1852, it transformed into a secular principality. Montenegro was recognized as an independent sovereign principality at the Congress of Berlin in 1878. After World War I, during which Montenegro fought on the side of the Allies, Montenegro was absorbed by the Kingdom of Serbs, Croats, and Slovenes, which became the Kingdom of Yugoslavia in 1929; at the conclusion of World War II, it became a constituent republic of the Socialist Federal Republic of Yugoslavia. When the latter dissolved in 1992, Montenegro federated with Serbia, creating the Federal Republic of Yugoslavia and, after 2003, shifting to a looser State Union of Serbia and Montenegro. In May 2006, Montenegro invoked its right under the Constitutional Charter of Serbia and Montenegro to hold a referendum on independence from the state union. The vote for severing ties with Serbia barely exceeded 55% - the threshold set by the EU - allowing Montenegro to formally restore its independence on 3 June 2006.
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How big is Montenegro compared to Monaco? See an in-depth size comparison.

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